155 Gary Ln, Front Royal, VA 22630 Property Records

Warren County property record for 155 Gary Ln, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 720 sqft · built 1976
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jul 2019)
Tax Bill	$1,641 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15/D/2/5/198`

Property Details

APN / Parcel Number

Primary APN	`15/D/2/5/198`
Alternative APN	`4216`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
Gross Area	1,824 sqft
1st Floor Area	720 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Unfinished Basement	720 sqft
Flooring	Softwood
Interior Walls	Wood

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Terrain	Rolling
Porch	Porch
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4216
Old Parcel Number	15D 2 5 198
Street Address	155 GARY LN
City	FRONT ROYAL
State	VA
Zip	22630-2762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L198 SHEN FARMS RIVERVIEW SEC PT 5
Legal Subdivision	SHENANDOAH FARMS SAN DIST
Jurisdiction	WARREN VA
Township / Civil Division	SHENANDOAH
Census Block Group	2
Census Block	2015
Census Tract	20102

Owner

155 Gary Ln is owned and occupied by an individual who bought it in July 2019.

Source: Warren County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	155 GARY LN, FRONT ROYAL, VA 22630-2762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 26, 2019	Special Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2019 · Amount on File
Deed Sale	Jul 26, 2019 · Amount on File
Prior Sale	Nov 13, 2015 · Amount on File
Deed Document Number	20193717
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	155 GARY LN, FRONT ROYAL, VA 22630-2762
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210008749
Date	Oct 7, 2021
Instrument	210008749

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%

July 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WARREN VA
Recording Date	Jul 26, 2019
Property Address	155 GARY LN, FRONT ROYAL, VA 22630-2762
Document Number	190003717
Map Reference	MB 427 PG 476
Instrument Date	Jun 16, 2019
Instrument	190003717
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 PHILLIPS BLVD, 425, TRENTON, NJ 08618-1430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 GARY LN, FRONT ROYAL, VA 22630-2762

Mortgage

Document Number	190003718
Date	Jul 26, 2019
Instrument	190003718

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 155 Gary Ln was $1,641, up 18.8% from the year before.

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,641.00 (+18.83%)	$288,500 (-) Land $50,200 Building $238,300
2025	$1,381.00 (-34.24%)	$288,500 (+37.38%) Land $50,200 Building $238,300	$288,500 (+37.38%) Land $50,200 Building $238,300
2024	$2,100.00	$210,000 (-) Land $46,000 Building $164,000	$210,000 (-) Land $46,000 Building $164,000
2023		$210,000 Land $46,000 Building $164,000	$210,000 Land $46,000 Building $164,000
2022	$2,100.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 155 Gary Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2003–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 155 Gary Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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