Spotsylvania County property record for 94 E River Bend Rd, Fredericksburg, VA 22407
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,190 sqft · built 1987 |
| Lot Size | 1.93 acres (84,071 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Mar 2026) |
| Tax Bill | $3,195 (2026) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-13-A |
| Primary APN | 12-13-A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,190 sqft Finished Area |
| Basement Area | 1,147 sqft |
| Unfinished Basement | 803 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 84,071 sqft (1.93 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 244 sqft |
| Patio Area | 244 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 94 E RIVER BEND RD |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22407-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU - RURAL |
| Legal Description | RIVER ROAD ESTATES LOT A |
| Legal Subdivision | RIVER ROAD ESTATES |
| Legal Lot Number | A |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | COURTLAND |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20106 |
Source: Spotsylvania County records · APN 12-13-A
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 94 E RIVER BEND RD, FREDERICKSBURG, VA 22407-2307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 09, 2026 · Amount on Record |
| Deed Sale | Mar 09, 2026 · Amount on Record |
| Prior Sale | Sep 05, 2013 · Amount on Record |
| Deed Document Number | 20263484 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Mar 09, 2026 |
| Property Address | 94 E RIVER BEND RD, FREDERICKSBURG, VA 22407-2307 |
| Document Number | 0260003484 |
| Map Reference | MB 487 PG 178 |
| Instrument Date | Feb 06, 2026 |
| Instrument | 260003484 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 94 E RIVER BEND RD, FREDERICKSBURG, VA 22407-2307 |
| Document Number | 0260003485 |
|---|---|
| Date | Mar 09, 2026 |
| Instrument | 260003485 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,195.00 (+12.5%) | $433,400 (+12.05%) Land $180,800 Building $252,600 | |
| 2025 | $2,840.00 (+2.42%) | $386,800 (+7.62%) Land $142,600 Building $244,200 | $433,400 (+12.05%) Land $180,800 Building $252,600 |
| 2024 | $386,800 (+7.62%) Land $142,600 Building $244,200 | ||
| 2023 | $2,773.00 | $359,400 Land $109,800 Building $249,600 | $359,400 Land $109,800 Building $249,600 |
Source: FEMA National Flood Hazard Layer as of May 10, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 27 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
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