93 E River Bend Rd, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 93 E River Bend Rd, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,438 sqft · built 1979
Lot Size	4.61 acres (200,812 sqft)
Owner	2 Individual Names on File
Last Sale	$429,900 (Jun 2019)
Tax Bill	$4,840 (2026)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6A-1-40`

Property Details

APN / Parcel Number

Primary APN	`6A-1-40`
Alternative APNs	`006A 1-40` `06A 1-40`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,438 sqft Finished Area
Basement Area	1,344 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Shingles
Roof Material	Composition Shingle
Lot Area	200,812 sqft (4.61 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	350 sqft
Deck Area	390 sqft
Patio Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	93 E RIVER BEND RD
City	FREDERICKSBURG
State	VA
Zip	22407-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	RIVER BLUFFS LOT 40
Legal Subdivision	RIVER BLUFFS
Legal Lot Number	40
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	COURTLAND
Census Block Group	1
Census Block	1002
Census Tract	20106

Owner

Source: Spotsylvania County records · APN 6A-1-40

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	93 E RIVER BEND RD, FREDERICKSBURG, VA 22407-2308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 06, 2019 · Amount on Record
Deed Sale	Jun 06, 2019 · Amount on Record
Prior Sale	Mar 25, 2009 · Amount on Record
Deed Document Number	20198582
Record Updated	Sep 20, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Jun 06, 2019
Property Address	93 E RIVER BEND RD, FREDERICKSBURG, VA 22407-2308
Document Number	201900008582
Instrument Date	May 24, 2019
Instrument	8582
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$429.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 E RIVER BEND RD FREDERICKSBURG VA 224072308, FREDERICKSBURG, VA 22407-2308

Mortgage

Document Number	201900008585
Date	Jun 06, 2019
Instrument	8585

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 05, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,840.00 (+43.79%)	$656,500 (+50.47%) Land $226,400 Building $430,100
2025			$656,500 (+50.47%) Land $226,400 Building $430,100
2023	$3,366.00	$436,300 Land $137,900 Building $298,400	$436,300 Land $137,900 Building $298,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

Based on FCC filings for 21 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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