94 Birch Rd, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 94 Birch Rd, Winthrop, MA 02152

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,638 sqft · built 1930
Lot Size	0.159 acres (6,932 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Jan 2003)
Tax Bill	$10,082 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINT M:034 L:049`

Property Details

APN / Parcel Number

Primary APN	`WINT M:034 L:049`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,638 sqft Living Area
Gross Area	4,935 sqft
Basement Area	806 sqft
Unfinished Basement	806 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	6,932 sqft (0.159 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	94 BIRCH RD
City	WINTHROP
State	MA
Zip	02152-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	49
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	3
Census Block	3006
Census Tract	180301

Owner

Source: Suffolk County and Winthrop Town City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	94 BIRCH RD, WINTHROP, MA 02152-2303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Line of Credit CHELSEA FEDERAL CREDIT UNION
Nov 22, 2022	Deed of Trust, Mortgage · Line of Credit CHELSEA EMPLOYEE FEDERAL CREDIT UNION
Nov 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2003 · Amount on File
Deed Sale	Jan 15, 2003 · Amount on File
Prior Sale	Mar 31, 1998 · Amount on File
Deed Book / Page	30349 / 105
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Recording Date	Sep 29, 2026
Property Address	94 BIRCH RD, WINTHROP, MA 02152-2303
Document Number	0000062618
Book / Page	73286 / 109
Instrument Date	Aug 26, 2026
Instrument	202662618
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 BIRCH RD, WINTHROP, MA 02152-2303

Mortgage

Document Number	0000062618,
Date	Sep 29, 2026
Book Page	73286/109
Instrument	202662618

Lender

Name	CHELSEA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	94 BIRCH RD, WINTHROP, MA 02152-2303
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068444-122
Date	Nov 22, 2022
Book Page	68444/122
Instrument	94735

Lender

Name	CHELSEA EMPLOYEE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2037

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	94 BIRCH RD, WINTHROP, MA 02152-2303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62063-21
Date	Nov 14, 2019
Book Page	62063/21
Instrument	97611

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,082.00 (+13.12%)	$905,000 (+4.78%) Land $470,500 Building $434,500	$1,010,603 (+8.16%)
2025	$8,913.00 (+4.18%)	$863,700 (+5.2%) Land $448,100 Building $415,600
2024	$8,555.00 (+6.76%)	$821,000 (+9.63%) Land $430,700 Building $390,300	$934,325
2023	$8,013.00	$748,900 Land $394,200 Building $354,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	75 (1978–2022)
Claims Outside the SFHA	6 of 75
Most Recent Claim	Dec 2022 · rainfall accumulation
Claims by Event	Winter Coastal Storm, Dec 1992 · 6 claims Coastal Storm, Oct 1991 · 15 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	600 / 150
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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