74 Birch Rd, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 74 Birch Rd, Winthrop, MA 02152

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,282 sqft · built 1918
Lot Size	0.131 acres (5,700 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jun 2002)
Tax Bill	$9,543 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WINT M:034 L:046`

Property Details

APN / Parcel Number

Primary APN	`WINT M:034 L:046`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,282 sqft Living Area
Gross Area	4,998 sqft
Basement Area	1,274 sqft
Unfinished Basement	1,274 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,700 sqft (0.131 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	74 BIRCH RD
City	WINTHROP
State	MA
Zip	02152-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	46
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	3
Census Block	3006
Census Tract	180301

Owner

74 Birch Rd is owned and occupied by two individuals who bought it in June 2002.

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	74 BIRCH RD, WINTHROP, MA 02152-2303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Line of Credit MASS BAY CREDIT UNION
Jun 24, 2022	Deed of Trust, Mortgage · Line of Credit MASS BAY CREDIT UNION
Mar 31, 2017	Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FCU
Nov 14, 2019	Deed of Trust, Mortgage · Balloon Mortgage EVERETT COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2002 · Amount on File
Deed Sale	Jun 6, 2002 · Amount on File
Prior Sale	Jan 6, 1995 · Amount on File
Deed Book / Page	28687 / 335
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	74 BIRCH RD, WINTHROP, MA 02152-2303
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069116-196
Date	Jun 20, 2023
Book Page	69116/196
Instrument	37166

Lender

Name	MASS BAY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	74 BIRCH RD, WINTHROP, MA 02152-2303
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067852-343
Date	Jun 24, 2022
Book Page	67852/343
Instrument	55300

Lender

Name	MASS BAY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	74 BIRCH RD, WINTHROP, MA 02152-2303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57749-272
Date	Mar 31, 2017
Book Page	57749/272
Instrument	27798

Lender

Name	WEBSTER FIRST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	74 BIRCH RD, WINTHROP, MA 02152-2303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62061-331
Date	Nov 14, 2019
Book Page	62061/331
Instrument	97549

Lender

Name	EVERETT COOPERATIVE BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 74 Birch Rd was $9,543, up 17% from the year before.

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,543.00 (+17.05%)	$856,600 (+8.43%) Land $461,600 Building $395,000	$870,178
2025	$8,153.00 (-2.88%)	$790,000 (-1.95%) Land $439,600 Building $350,400
2024	$8,395.00 (+9.1%)	$805,700 (+12.03%) Land $422,500 Building $383,200	$846,260
2023	$7,695.00	$719,200 Land $386,700 Building $332,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Birch Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	75 (1978–2022)
Claims Outside the SFHA	6 of 75
Most Recent Claim	Dec 2022 · rainfall accumulation
Claims by Event	Winter Coastal Storm, Dec 1992 · 6 claims Coastal Storm, Oct 1991 · 15 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 74 Birch Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	600 / 150
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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