81 Birch Rd, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 81 Birch Rd, Winthrop, MA 02152

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 805 sqft · built 1910
Lot Size	0.058 acres (2,540 sqft)
Owner	Individual Name on File
Last Sale	$412,500 (Sep 2021)
Tax Bill	$5,358 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WINT M:034 L:032`

Property Details

APN / Parcel Number

Primary APN	`WINT M:034 L:032`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	805 sqft Living Area
Gross Area	1,952 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Cottage
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,540 sqft (0.058 acres)

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Heating Fuel	Oil

Location & Zoning

Street Address	81 BIRCH RD
City	WINTHROP
State	MA
Zip	02152-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PLANS 3125
Legal Lot Number	32
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	3
Census Block	3001
Census Tract	180301

Owner

81 Birch Rd is owned and occupied by an individual who bought it in September 2021.

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	81 BIRCH RD, WINTHROP, MA 02152-2302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEW FED MORTGAGE CORP
Apr 20, 2018	Deed of Trust, Mortgage · Line of Credit CENTURY BK/KY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on File
Deed Sale	Sep 15, 2021 · Amount on File
Prior Sale	Dec 20, 2011 · Amount on File
Deed Document Number	2021103138
Deed Book / Page	66293 / 100
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Sep 15, 2021
Property Address	81 BIRCH RD, WINTHROP, MA 02152-2302
Document Number	66293-100
Book / Page	66293 / 100
Instrument Date	Sep 15, 2021
Instrument	103138
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 BIRCH RD, WINTHROP, MA 02152-2302

Mortgage

Document Number	103139
Date	Sep 15, 2021
Instrument	103139

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	81 BIRCH RD, WINTHROP, MA 02152-2302
Document Number	59491-11
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	May 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 BIRCH RD WINTHROP MA 021522302, WINTHROP, MA 02152-2302

Mortgage

Document Number	59491-11
Date	Apr 25, 2018
Book Page	059491/000011
Instrument	34039

Lender

Name	CENTURY BK/KY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 24, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 81 Birch Rd was $5,358, up 19.7% from the year before.

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,358.00 (+19.71%)	$481,000 (+10.91%) Land $408,200 Building $72,800	$545,639
2025	$4,476.00 (+3.16%)	$433,700 (+4.15%) Land $388,800 Building $44,900
2024	$4,339.00 (+2.55%)	$416,400 (+5.31%) Land $373,700 Building $42,700	$515,945
2023	$4,231.00	$395,400 Land $342,000 Building $53,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Birch Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	75 (1978–2022)
Claims Outside the SFHA	6 of 75
Most Recent Claim	Dec 2022 · rainfall accumulation
Claims by Event	Winter Coastal Storm, Dec 1992 · 6 claims Coastal Storm, Oct 1991 · 15 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 81 Birch Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	600 / 150
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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