St. Johns County property record for 94 Bella Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,422 sqft · built 2019 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $337,300 (Feb 2019) |
| Tax Bill | $4,254 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Jul 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181884-0410 |
| Primary APN | 181884-0410 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,422 sqft Living Area |
| Gross Area | 3,085 sqft |
| 1st Floor Area | 2,006 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 439 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 330 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 94 BELLA DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-0109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 92/5-10 VILLAGES OF VALENCIA PHASE 3B LOT 41 OR4685/86 & 6289/275 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 17 |
| Legal Subdivision | VILLAGES OF VALENCIA PHASE 3B |
| Legal Phase | 3B |
| Legal Block | 1 |
| Legal Lot Number | 41 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21210 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 94 BELLA DR, SAINT AUGUSTINE, FL 32086-0109 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 14, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 21, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 26, 2019 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERIS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2019 · Amount on Record |
| Deed Sale | Feb 26, 2019 · Amount on Record |
| Prior Sale | Feb 26, 2019 · Amount on Record |
| Deed Document Number | 201912909 |
| Deed Book / Page | 4685 / 86 |
| Last Transfer Date | Jan 13, 2026 |
| Transfer Doc | 0062890275 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 14, 2026 |
| Property Address | 94 BELLA DR, SAINT AUGUSTINE, FL 32086-0109 |
| Document Number | 0062890275 |
| Book / Page | 6289 / 275 |
| Map Reference | MB 92 PG 5-10 |
| Instrument Date | Jan 13, 2026 |
| Instrument | 2026003204 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 94 BELLA DR, SAINT AUGUSTINE, FL 32086-0109 |
| Name | Verified Name |
|---|---|
| Address | 94 BELLA DR, SAINT AUGUSTINE, FL 32086-0109 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 94 BELLA DR, SAINT AUGUSTINE, FL 32086-0109 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 94 BELLA DR, SAINT AUGUSTINE, FL 32086-0109 |
| Document Number | 0061870718 |
|---|---|
| Date | Jul 21, 2025 |
| Book Page | 6187/718 |
| Instrument | 2025057629 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 17, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 94 BELLA DR, SAINT AUGUSTINE, FL 32086-0109 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 94 BELLA DR, SAINT AUGUSTINE, FL 32086-0109 |
| Document Number | 0051341518 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 5134/1518 |
| Instrument | 2020118232 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 26, 2019 |
| Property Address | 94 BELLA DR, SAINT AUGUSTINE, FL 32086-0109 |
| Document Number | 0046850086 |
| Book / Page | 4685 / 0086 |
| Map Reference | MB 92 PG 5-10 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 2019012909 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | SEA GLASS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,361.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1629 RACE TRACK RD # RD102, 1629, SAINT JOHNS, FL 32259-6298 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 94 BELLA DR, SAINT AUGUSTINE, FL 32086-0109 |
| Document Number | 2019012910 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 2019012910 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,698 (+2.7%) | $407,899 (-9.48%) Land $90,000 Building $317,899 | |
| 2025 | $4,254.00 (+12.6%) Homeowner's exemption | $329,794 (+2.9%) | $450,636 (+2.66%) Land $90,000 Building $360,636 |
| 2024 | $3,778.00 (+2%) Homeowner's exemption | $320,500 (+3%) | $438,967 (-) Land $90,000 Building $348,967 |
| 2023 | $3,704.00 (+2.92%) Homeowner's exemption | $311,165 (+3%) | $438,967 (+6.19%) Land $90,000 Building $348,967 |
| 2022 | $3,599.00 Homeowner's exemption | $302,102 | $413,378 Land $72,800 Building $340,578 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 102 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 102 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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