St. Johns County property record for 86 Bella Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,692 sqft · built 2020 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $272,000 (Jan 2020) |
| Tax Bill | $2,632 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 181884-0400 |
| Primary APN | 181884-0400 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,692 sqft Living Area |
| Gross Area | 2,218 sqft |
| 1st Floor Area | 1,692 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 426 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 86 BELLA DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-0109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 92/5-10 VILLAGES OF VALENCIA PHASE 3B LOT 40 OR4875/640 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 17 |
| Legal Subdivision | VILLAGES OF VALENCIA PHASE 3B |
| Legal Phase | 3B |
| Legal Block | 1 |
| Legal Lot Number | 40 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21210 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 86 BELLA DR, SAINT AUGUSTINE, FL 32086-0109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2021 | Deed of Trust, Mortgage · Line of Credit BARWICK BANKING COMPANY |
| Jan 31, 2020 | Grant Deed, Construction Loan SEA GLASS TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2020 · Amount on Record |
| Deed Sale | Jan 31, 2020 · Amount on Record |
| Prior Sale | Jan 31, 2020 · Amount on Record |
| Deed Document Number | 20207890 |
| Deed Book / Page | 4875 / 640 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 86 BELLA DR, SAINT AUGUSTINE, FL 32086-0109 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 86 BELLA DR, SAINT AUGUSTINE, FL 32086-0109 |
| Document Number | 0051590823 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 5159/823 |
| Instrument | 2021008040 |
| Name | BARWICK BANKING COMPANY |
|---|---|
| Type | Non-Lending Institution |
| Address | BARWICK, GA 31720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 31, 2020 |
| Property Address | 86 BELLA DR, SAINT AUGUSTINE, FL 32086-0109 |
| Document Number | 0048750638 |
| Book / Page | 004875 / 000638 |
| Instrument Date | Jan 29, 2020 |
| Instrument | 7889 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 20, 2020 |
| Title Company | SEA GLASS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $366.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1629 RACE TRACK RD #102 ST JOHNS FL 322596299, 102, ST JOHNS, FL 32259-6299 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,083 (+2.7%) | $337,188 (-6.39%) Land $90,000 Building $247,188 | |
| 2025 | $2,632.00 (+13.89%) Homeowner's exemption | $209,428 (+2.9%) | $360,200 (+3.4%) Land $90,000 Building $270,200 |
| 2024 | $2,311.00 (+2.17%) Homeowner's exemption | $203,526 (+3%) | $348,351 (-) Land $90,000 Building $258,351 |
| 2023 | $2,262.00 (+6.5%) Homeowner's exemption | $197,598 (+5.74%) | $348,351 (+8.89%) Land $90,000 Building $258,351 |
| 2022 | $2,124.00 Homeowner's exemption | $186,863 | $319,919 Land $72,800 Building $247,119 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 102 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 102 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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