St. Johns County property record for 78 Bella Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,464 sqft · built 2019 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,700 (Jun 2019) |
| Tax Bill | $2,813 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181884-0390 |
| Primary APN | 181884-0390 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,464 sqft Living Area |
| Gross Area | 1,919 sqft |
| 1st Floor Area | 1,464 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 455 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 281 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 78 BELLA DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-0109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 92/5-10 VILLAGES OF VALENCIA PHASE 3B LOT 39 OR4750/130 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 17 |
| Legal Subdivision | VILLAGES OF VALENCIA PHASE 3B |
| Legal Phase | 3B |
| Legal Block | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21210 |
78 Bella Dr is owned and occupied by an individual who bought it in June 2019.
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 78 BELLA DR, SAINT AUGUSTINE, FL 32086-0109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE MANAGEMENT LLC |
| Jun 28, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on File |
| Deed Sale | Jun 28, 2019 · Amount on File |
| Prior Sale | Jun 28, 2019 · Amount on File |
| Deed Document Number | 201946194 |
| Deed Book / Page | 4750 / 130 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 78 BELLA DR, SAINT AUGUSTINE, FL 32086-0109 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | ACTION TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0049861807 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 4986/1807 |
| Instrument | 2020055541 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 28, 2019 |
| Property Address | 78 BELLA DR, SAINT AUGUSTINE, FL 32086-0109 |
| Document Number | 0047500130 |
| Book / Page | 4750 / 0130 |
| Map Reference | MB 92 PG 5-10 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 2019046194 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 2, 2022 |
| Title Company | SEA GLASS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,719.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1629 RACE TRACK RD, 1629, SAINT JOHNS, FL 32259-6298 |
| Name | Verified Name |
|---|---|
| Address | 78 BELLA DR, SAINT AUGUSTINE, FL 32086-0109 |
| Document Number | 0004750132 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 4750/132 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 78 Bella Dr was $2,813 with a homeowner's exemption, up 13.7% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,857 (+2.7%) | $311,659 (-5.77%) Land $90,000 Building $221,659 | |
| 2025 | $2,813.00 (+13.7%) Homeowner's exemption | $222,840 (+2.9%) | $330,737 (+2.57%) Land $90,000 Building $240,737 |
| 2024 | $2,474.00 (+2.1%) Homeowner's exemption | $216,560 (+3%) | $322,465 (-) Land $90,000 Building $232,465 |
| 2023 | $2,423.00 (+3.33%) Homeowner's exemption | $210,252 (+3%) | $322,465 (+7.6%) Land $90,000 Building $232,465 |
| 2022 | $2,345.00 Homeowner's exemption | $204,128 | $299,676 Land $72,800 Building $226,876 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Bella Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 102 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 102 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Bella Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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