9391 Francis Dr, Spring Valley, CA 91977 Property Records

San Diego County property record for 9391 Francis Dr, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,983 sqft · built 1997
Lot Size	0.232 acres (10,105 sqft)
Owner	2 Individual Names on File
Last Sale	$214,500 (Apr 1997)
Tax Bill	$5,172 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`504-391-26-00`

Property Details

APN / Parcel Number

Primary APN	`504-391-26-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,983 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	10,105 sqft (0.232 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	9391 FRANCIS DR
City	SPRING VALLEY
State	CA
Zip	91977-2870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 83 TR 013322
Legal Subdivision	SPRING VALLEY 5049
Legal Tract	013322
Legal Block	1
Legal Lot Number	83
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	13702

Owner

9391 Francis Dr is owned and occupied by two individuals who bought it in April 1997.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9391 FRANCIS DR, SPRING VALLEY, CA 91977-2870
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Sep 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 1997 · Amount on File
Deed Sale	Apr 29, 1997 · Amount on File
Deed Document Number	1997197545
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9391 FRANCIS DR, SPRING VALLEY, CA 91977-2870
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9391 FRANCIS DR, SPRING VALLEY, CA 91977-2870

Mortgage

Document Number	0000184898
Date	Apr 28, 2022
Instrument	2022-0184898

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9391 FRANCIS DR, SPRING VALLEY, CA 91977-2870
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9391 FRANCIS DR, SPRING VALLEY, CA 91977-2870

Mortgage

Document Number	0000620034
Date	Oct 14, 2020
Instrument	2020-0620034

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9391 FRANCIS DR, SPRING VALLEY, CA 91977-2870
Document Number	0000427753
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9391 FRANCIS DR SPRING VALLEY CA 919772870, SPRING VALLEY, CA 91977-2870

Mortgage

Document Number	0000427753
Date	Sep 19, 2017
Instrument	427753

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9391 Francis Dr was $5,172 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$390,334 (+2%) Land $116,274 Building $274,060
2025	$5,172.00 Homeowner's exemption	$382,682 Land $113,995 Building $268,687
2023	$4,807.00 (+1.69%) Homeowner's exemption	$367,823 Land $109,569 Building $258,254
2022	$4,727.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9391 Francis Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 units insured incl. 19 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9391 Francis Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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