9390 Francis Dr, Spring Valley, CA 91977 Property Records

San Diego County property record for 9390 Francis Dr, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,312 sqft · built 1997
Lot Size	0.234 acres (10,194 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Dec 2020)
Tax Bill	$11,246 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`504-390-52-00`

Property Details

APN / Parcel Number

Primary APN	`504-390-52-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,312 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	10,194 sqft (0.234 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	9390 FRANCIS DR
City	SPRING VALLEY
State	CA
Zip	91977-2870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 71 TR 013322
Legal Subdivision	SPRING VALLEY 5049
Legal Tract	013322
Legal Block	1
Legal Lot Number	71
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1007
Census Tract	13702

Owner

9390 Francis Dr is owned and occupied by two individuals who bought it in December 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9390 FRANCIS DR, SPRING VALLEY, CA 91977-2870
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Dec 21, 2020	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Prior Sale	May 16, 1997 · Amount on File
Deed Document Number	2020822258
Prior Transfer Date	Nov 18, 2004
Prior Transfer Doc	0001168459
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9390 FRANCIS DR, SPRING VALLEY, CA 91977-2870
Transaction Type	Mortgage
Record Updated	Jul 21, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9390 FRANCIS DR, SPRING VALLEY, CA 91977-2870
Investor	Possibly a Property Investor

Mortgage

Document Number	0000181329
Date	Jul 12, 2023
Instrument	2023-0181329

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 31, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 21, 2020
Property Address	9390 FRANCIS DR, SPRING VALLEY, CA 91977-2870
Document Number	0000822258
Map Reference	MAP 13322
Instrument Date	Dec 8, 2020
Instrument	2020-0822258
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9390 FRANCIS DR, SPRING VALLEY, CA 91977-2870
Investor	Possibly a Property Investor

Mortgage

Document Number	0000822259
Date	Dec 21, 2020
Instrument	2020-0822259

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 9390 Francis Dr was $11,246.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$947,137 (+13.64%) Land $249,652 Building $697,485
2025	$11,246.00	$833,468 Land $230,051 Building $603,417
2023	$9,928.00 (+1.41%)	$801,106 Land $221,119 Building $579,987
2022	$9,790.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9390 Francis Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 units insured incl. 19 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9390 Francis Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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