939 Valley View Cir, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 939 Valley View Cir, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,652 sqft · built 1990
Lot Size	0.248 acres (10,812 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Aug 2025)
Tax Bill	$4,460 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-760-0928-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-760-0928-1`
Alternative APNs	`18-28-16-20684-000-0920` `281618206840000920` `162818206840000920` `R188715`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,652 sqft Living Area
Gross Area	2,425 sqft
1st Floor Area	1,652 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,812 sqft (0.248 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	353 sqft
Deck Area	260 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R188715
Street Address	939 VALLEY VIEW CIR
City	PALM HARBOR
State	FL
Zip	34684-4467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5
Legal Description	DEEP SPRING LOT 92
Legal Range	16E
Legal Township	28S
Legal Section	18
Legal Subdivision	DEEP SPRING
Legal Tract	20684
Legal Lot Number	92
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1003
Census Tract	27318

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	939 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4467
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2018	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Oct 2, 2017	Warranty Deed, Transfer · VA Mortgage FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	Oct 2, 2017 · Amount on Record
Deed Document Number	2025249416
Deed Book / Page	23279 / 282
Prior Transfer Date	Aug 25, 2025
Prior Transfer Doc	0232790282
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	939 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4467
Document Number	0199441953
Instrument Date	Feb 10, 2018
Transaction Type	Mortgage
Record Updated	Mar 5, 2018
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	939 VALLEY VIEW CIR PALM HARBOR FL 346844467, PALM HARBOR, FL 34684-4467

Mortgage

Document Number	0199441953
Date	Feb 16, 2018
Book Page	019944/001953
Instrument	50109

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 2, 2017
Property Address	939 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4467
Document Number	0197900118
Book / Page	19790 / 0118
Map Reference	MB105 PG55-58
Instrument Date	Sep 27, 2017
Instrument	2017299453
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ALBRITTON TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	939 VALLEY VIEW CIR, 939, PALM HARBOR, FL 34684-4467

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2085 CHARTER OAKS DR, CLEARWATER, FL 33763-4213

Mortgage

Document Number	2017299454
Date	Oct 2, 2017
Instrument	2017299454

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,460.00 (+5.69%)	$277,388 (+5.99%)	$433,189 (-1.1%) Land $152,620 Building $280,569
2024	$4,220.00 (+1.59%)
2023	$4,154.00 (+3%) Homeowner's exemption	$261,718 (+3%)	$438,005 (+11.34%) Land $208,916 Building $229,089
2022	$4,033.00 Homeowner's exemption	$254,095	$393,387 Land $215,106 Building $178,281

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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