934 Valley View Cir, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 934 Valley View Cir, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,740 sqft · built 1991
Lot Size	0.188 acres (8,185 sqft)
Owner	Individual Name on Record
Last Sale	$96,800 (Jul 2002)
Tax Bill	$206 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-760-0911-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-760-0911-7`
Alternative APNs	`18-28-16-20684-000-0750` `281618206840000750` `162818206840000750` `R188698`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,740 sqft Living Area
Gross Area	3,473 sqft
1st Floor Area	2,740 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,185 sqft (0.188 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	250 sqft
Deck Area	700 sqft
Patio Area	700 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R188698
Street Address	934 VALLEY VIEW CIR
City	PALM HARBOR
State	FL
Zip	34684-4463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5
Legal Description	DEEP SPRING LOT 75
Legal Range	16E
Legal Township	28S
Legal Section	18
Legal Subdivision	DEEP SPRING
Legal Tract	20684
Legal Lot Number	75
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1001
Census Tract	27318

Owner

Source: Pinellas County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	268 CHESTERFIELD RD, HINSDALE, NH 03451-2218
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jul 27, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
May 25, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Feb 19, 2018	Deed of Trust, Mortgage · VA Mortgage RP FUNDING INC
Jul 22, 2019	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Sep 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 1, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2002 · Amount on Record
Deed Sale	Jul 9, 2002 · Amount on Record
Deed Book / Page	12098 / 1083
Last Transfer Date	Jul 29, 2024
Transfer Doc	0228821483
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	Sep 11, 2026
Property Address	934 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Document Number	0000244228
Book / Page	23690 / 2642
Instrument Date	Sep 4, 2026
Instrument	2026244228
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	CLOSING PRO, CLOSING DEPARTMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	934 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463

Mortgage

Document Number	0000244228,
Date	Sep 11, 2026
Book Page	23690/2642
Instrument	2026244228

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	157 Months
Due	Oct 1, 2039

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	934 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	934 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463

Mortgage

Document Number	0221480735
Date	Jul 27, 2022
Book Page	22148/735
Instrument	2022230602

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	934 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	934 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463

Mortgage

Document Number	0218900700
Date	Jan 12, 2022
Book Page	21890/700
Instrument	2022013356

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Nov 1, 2036

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	934 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	934 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463

Mortgage

Document Number	0215511147
Date	May 25, 2021
Book Page	21551/1147
Instrument	2021173535

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	934 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0199461286
Date	Feb 19, 2018
Book Page	19946/1286
Instrument	2018051710

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	MAITLAND, FL 32751

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	934 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0206221571
Date	Jul 22, 2019
Book Page	20622/1571
Instrument	2019230333

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	934 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Document Number	0202200319
Instrument Date	Sep 21, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	934 VALLEY VIEW CIR PALM HARBOR FL 346844463, PALM HARBOR, FL 34684-4463

Mortgage

Document Number	0202200319
Date	Sep 26, 2018
Book Page	020220/000319
Instrument	309715

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 25, 2033

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	934 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Document Number	0196592249
Book / Page	019659 / 002249
Instrument Date	Jun 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	934 VALLEY VIEW CIR PALM HARBOR FL 346844463, PALM HARBOR, FL 34684-4463

Mortgage

Document Number	0196592249
Date	Jun 8, 2017
Book Page	019659/002249
Instrument	178674

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$206.00 (+3.52%)	$258,229 (+5.99%)	$608,168 (+9.45%) Land $143,512 Building $464,656
2024	$199.00
2023	$199.00 (+4.19%) Homeowner's exemption	$243,642 (+3%)	$555,651 (+13.65%) Land $197,163 Building $358,488
2022	$191.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$236,546	$488,923 Land $205,521 Building $283,402

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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