940 Valley View Cir, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 940 Valley View Cir, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,756 sqft · built 1990
Lot Size	0.19 acres (8,268 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Jun 2019)
Tax Bill	$5,178 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage May 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-760-0908-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-760-0908-3`
Alternative APNs	`18-28-16-20684-000-0720` `281618206840000720` `162818206840000720` `R188695`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,756 sqft Living Area
Gross Area	2,292 sqft
1st Floor Area	1,756 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1998
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,268 sqft (0.19 acres)
Lot Dimensions	111 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	116 sqft
Deck Area	400 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R188695
Street Address	940 VALLEY VIEW CIR
City	PALM HARBOR
State	FL
Zip	34684-4463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5
Legal Description	DEEP SPRING LOT 72
Legal Range	16E
Legal Township	28S
Legal Section	18
Legal Subdivision	DEEP SPRING
Legal Tract	20684
Legal Lot Number	72
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1001
Census Tract	27318

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	940 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
May 4, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 21, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 16, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage USF FCU
May 18, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Jun 25, 2019	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Prior Sale	Apr 1, 2016 · Amount on Record
Deed Document Number	2019201535
Deed Book / Page	20590 / 2180
Last Transfer Date	May 10, 2025
Transfer Doc	0231990088
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	940 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Investor	Possibly a Property Investor

Mortgage

Document Number	0234870483
Date	Mar 13, 2026
Book Page	23487/483
Instrument	2026069660

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	May 4, 2026
Property Address	940 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Document Number	0000119638
Book / Page	23546 / 151
Instrument Date	Mar 17, 2026
Instrument	2026119638
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Investor	Possibly a Property Investor

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	940 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Transaction Type	Mortgage
Record Updated	Jan 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463

Mortgage

Document Number	0218590060
Date	Dec 21, 2021
Book Page	21859/60
Instrument	2021412034

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	940 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196700204
Date	Jun 16, 2017
Book Page	19670/0204
Instrument	2017188276

Lender

Name	USF FCU
Type	Credit Union
Address	TAMPA, FL 33612

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 15, 2027

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	940 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Document Number	0210242311
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	940 VALLEY VIEW CIR PALM HARBOR FL 346844463, PALM HARBOR, FL 34684-4463

Mortgage

Document Number	0210242311
Date	Jun 4, 2020
Book Page	021024/002311
Instrument	168478

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 25, 2019
Property Address	940 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Document Number	0205902180
Book / Page	20590 / 2180
Map Reference	MB 105 PG 55-58
Instrument Date	Jun 20, 2019
Instrument	2019201535
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TROPICAL TITLE INSURANCE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 FRANKLIN STREET, 37, SACO MAINE, ME

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Investor	Possibly a Property Investor

Mortgage

Document Number	0205902182
Date	Jun 25, 2019
Instrument	20590/2182

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,178.00 (+5.7%)	$322,162 (+5.99%)	$429,817 (+0.13%) Land $145,863 Building $283,954
2024	$4,899.00 (+1.55%)
2023	$4,824.00 (+2.99%) Homeowner's exemption Veteran's exemption	$303,964 (+3%)	$429,244 (+11.65%) Land $197,879 Building $231,365
2022	$4,684.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$295,111	$384,458 Land $203,668 Building $180,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Valley View Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures