939 Saint John St, Elgin, IL 60120 Property Records

Kane County property record for 939 Saint John St, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,226 sqft · built 1913
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$182,000 (Aug 2020)
Tax Bill$5,751 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-12-176-002

Property Details

APN / Parcel Number

Primary APN06-12-176-002

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,226 sqft Living Area
Gross Area1,777 sqft
Basement Area551 sqft

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address939 SAINT JOHN ST
CityELGIN
StateIL
Zip60120-2937
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCONGDONS 3RD ADDN LOT 4 BLOCK 1
Legal SubdivisionCONGDONS 3RD ADDN
Legal Block1
Legal Lot Number4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5004
Census Tract850800

Owner

Source: Kane County records · APN 06-12-176-002

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address939 SAINT JOHN ST, ELGIN, IL 60120-2937
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 06, 2020 · Amount on Record
Deed SaleAug 06, 2020 · Amount on Record
Prior SaleDec 06, 2013 · Amount on Record
Deed Document Number202043841
Prior Transfer DateApr 22, 2015
Prior Transfer Doc0000020725
Record UpdatedSep 20, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 06, 2020
Property Address939 SAINT JOHN ST, ELGIN, IL 60120-2937
Document Number0000043841
Instrument DateJul 21, 2020
Instrument2020K043841
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$182.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address939 SAINT JOHN ST, ELGIN, IL 60120-2937

Mortgage

Document Number0000043842
DateAug 06, 2020
Instrument2020K043842
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050
Interest
Rate2.87%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,751.00 (+15.83%) Homeowner's exemption
2024$76,805 (+21.39%) Land $18,185 Building $58,620$230,507 (+21.44%) Land $54,577 Building $175,930
2022$4,965.00 (+4.7%) Homeowner's exemption$63,269 (+6.96%) Land $14,980 Building $48,289$189,807 (+6.96%) Land $44,940 Building $144,867
2021$4,742.00 Homeowner's exemption$59,152 Land $14,005 Building $45,147$177,456 Land $42,015 Building $135,441

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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