Kane County property record for 927 Saint John St, Elgin, IL 60120 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,193 sqft · built 1884 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Jun 2023) |
| Tax Bill | $5,674 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-176-026 |
| Primary APN | 06-12-176-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,193 sqft Living Area |
| Gross Area | 2,073 sqft |
| Basement Area | 880 sqft |
| Year Built | Built 1884 |
|---|---|
| Effective Year Built | Effective 1884 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 927 SAINT JOHN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONGDONS 3RD ADD LOT 2 BLK 1 & BOXBERGERS SUB THE WLY 25 FT OF THE SLY 66 FT OF THE NLY 132 FT OF LOT 5 |
| Legal Subdivision | CONGDONS 3RD ADD |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-176-026
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 972 SAINT JOHN ST, ELGIN, IL 60120-2938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Jun 29, 2023 | Re-recorded Document · Conventional Mortgage GREENSTATE CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2023 · Amount on Record |
| Deed Sale | Jun 29, 2023 · Amount on Record |
| Prior Sale | Jun 27, 2023 · Amount on Record |
| Deed Document Number | 202321565 |
| Prior Transfer Date | Oct 26, 2001 |
| Prior Transfer Doc | 0000014486 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 27, 2023 |
| Property Address | 927 SAINT JOHN ST, ELGIN, IL 60120-2937 |
| Document Number | 0000021232 |
| Instrument Date | Jun 13, 2023 |
| Instrument | 2023K021232 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 972 SAINT JOHN ST, ELGIN, IL 60120-2938 |
| Document Number | 0000021233 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 2023K021233 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Document Number | 0000021234 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 2023K021234 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 29, 2023 |
| Property Address | 927 SAINT JOHN ST, ELGIN, IL 60120-2937 |
| Document Number | 0000021565 |
| Instrument Date | Jun 13, 2023 |
| Instrument | 2023K021565 |
| Record Updated | Jul 13, 2023 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1203 SHAWFORD WAY, ELGIN, IL 60120-5054 |
| Document Number | 0000021566 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 2023K021566 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Document Number | 0000021567 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 2023K021567 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,674.00 (+15.8%) | $82,386 (+8.57%) Land $19,743 Building $62,643 | $247,257 (+8.57%) Land $59,253 Building $188,004 |
| 2024 | $75,883 (+21.39%) Land $18,185 Building $57,698 | $227,740 (+21.44%) Land $54,577 Building $173,163 | |
| 2022 | $4,900.00 (+4.75%) Homeowner's exemption | $62,510 (+6.96%) Land $14,980 Building $47,530 | $187,530 (+6.96%) Land $44,940 Building $142,590 |
| 2021 | $4,678.00 Homeowner's exemption | $58,442 Land $14,005 Building $44,437 | $175,326 Land $42,015 Building $133,311 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 592 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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