Kane County property record for 1014 Saint John St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,718 sqft · built 1928 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $327,500 (Oct 2025) |
| Tax Bill | $7,125 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-107-020 |
| Primary APN | 06-12-107-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,718 sqft Living Area |
| Gross Area | 2,708 sqft |
| Basement Area | 990 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 198 ft deep x 66 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1014 SAINT JOHN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONGDONS 2ND ADDN LOT 19 BLOCK 2 |
| Legal Subdivision | CONGDONS 2ND ADDN |
| Legal Block | 2 |
| Legal Lot Number | 19 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 6 |
| Census Block | 6022 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-107-020
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8N005 IL ROUTE 47, MAPLE PARK, IL 60151-8546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 03, 2025 | Warranty Deed, Transfer · Conventional Mortgage LIFESTONE MORTGAGE CORP |
| Aug 09, 2019 | Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK |
| Jun 15, 2017 | Warranty Deed, Transfer · Conventional with PMI PRIME LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2025 · Amount on Record |
| Deed Sale | Oct 03, 2025 · Amount on Record |
| Prior Sale | Aug 09, 2019 · Amount on Record |
| Deed Document Number | 202538653 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 03, 2025 |
| Property Address | 1014 SAINT JOHN ST, ELGIN, IL 60120-2940 |
| Document Number | 0000038653 |
| Instrument Date | Sep 25, 2025 |
| Instrument | 2025K038653 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | ATA/GMT TITLE AGENCY, ATA GMT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $327.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14N551 BONNIE LN, ELGIN, IL 60124-7906 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1014 SAINT JOHN ST, ELGIN, IL 60120-2940 |
| Document Number | 0000038654 |
|---|---|
| Date | Oct 03, 2025 |
| Instrument | 2025K038654 |
| Name | LIFESTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate | 6.99% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 09, 2019 |
| Property Address | 1014 SAINT JOHN ST, ELGIN, IL 60120-2940 |
| Document Number | 0000035715 |
| Instrument Date | Jul 27, 2019 |
| Instrument | 2019K035715 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1014 SAINT JOHN ST, ELGIN, IL 60120-2940 |
| Document Number | 0000035716 |
|---|---|
| Date | Aug 09, 2019 |
| Instrument | 2019K035716 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 15, 2017 |
| Property Address | 1014 SAINT JOHN ST, ELGIN, IL 60120-2940 |
| Document Number | 0000030600 |
| Instrument Date | Jun 01, 2017 |
| Instrument | 30600 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $237.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1014 SAINT JOHN ST ELGIN IL 601202940, ELGIN, IL 60120-2940 |
| Document Number | 30601 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | 30601 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2047 |
| Rate | 4.75% |
|---|
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,125.00 (+4.26%) Homeowner's exemption | ||
| 2024 | $6,834.00 (+11.1%) Homeowner's exemption | $93,400 (+21.39%) Land $20,601 Building $72,799 | $280,312 (+21.44%) Land $61,828 Building $218,484 |
| 2022 | $6,151.00 (+4.57%) Homeowner's exemption | $76,939 (+6.96%) Land $16,970 Building $59,969 | $230,817 (+6.96%) Land $50,910 Building $179,907 |
| 2021 | $5,882.00 Homeowner's exemption | $71,933 Land $15,866 Building $56,067 | $215,799 Land $47,598 Building $168,201 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
May also be available: AT&T, T-Mobile USA, Verizon.
Based on FCC filings for 305 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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