939 S Michelle Ave, Kerman, CA 93630 Property Records

Fresno County property record for 939 S Michelle Ave, Kerman, CA 93630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,677 sqft · built 2018
Lot Size	0.173 acres (7,519 sqft)
Owner	Individual Name on Record
Last Sale	$259,500 (Sep 2018)
Tax Bill	$3,508 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`020-332-07S`

Property Details

APN / Parcel Number

Primary APN	`020-332-07S`
Alternative APN	`02033207`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,677 sqft Living Area
1st Floor Area	1,677 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	7,519 sqft (0.173 acres)
Lot Dimensions	103 ft deep x 73 ft wide
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	939 S MICHELLE AVE
City	KERMAN
State	CA
Zip	93630-7631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUR RT LOT 58 TR 5636 BORDEAUX II BK 75 PG 98-102
Legal Subdivision	4636 BORDEAUX II
Legal Tract	5636
Legal Lot Number	58
Jurisdiction	FRESNO CA
Township / Civil Division	KERMAN
Census Block Group	1
Census Block	1003
Census Tract	4003

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	939 S MICHELLE AVE, KERMAN, CA 93630-7631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Dec 6, 2019	Deed of Trust, Mortgage WALL TRUST (PT)
Sep 26, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Sep 26, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage OTHER INSTITUTIONAL LENDERS
Mar 16, 2018	Grant Deed, Construction Loan · Line of Credit UNITED SEC BK
Dec 19, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2018 · Amount on Record
Deed Sale	Sep 26, 2018 · Amount on Record
Prior Sale	Dec 19, 2017 · Amount on Record
Deed Document Number	2018117419
Prior Transfer Date	Oct 14, 2009
Prior Transfer Doc	0000146231
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	939 S MICHELLE AVE, KERMAN, CA 93630-7631
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	939 S MICHELLE AVE, KERMAN, CA 93630-7631

Mortgage

Document Number	0000010069
Date	Feb 2, 2024
Instrument	2024-0010069

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	939 S MICHELLE AVE, KERMAN, CA 93630-7631
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	939 S MICHELLE AVE, KERMAN, CA 93630-7631

Mortgage

Document Number	0000104041
Date	Jun 25, 2021
Instrument	2021-0104041

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	939 S MICHELLE AVE, KERMAN, CA 93630-7631
Document Number	0000108947
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5320 E PINE AVE FRESNO CA 937272113, FRESNO, CA 93727-2113
Investor	Possibly a Property Investor

Mortgage

Document Number	0000108947
Date	Aug 21, 2020
Instrument	108947

Lender

Name	WALL TRUST (PT)
Address	11368 N BALMORAL WAY, FRESNO, CA 93730-7014

Agreement

Amount	Amount Recorded

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRESNO CA
Recording Date	Sep 26, 2018
Property Address	939 S MICHELLE AVE, KERMAN, CA 93630-7631
Document Number	0000117420
Instrument Date	Sep 13, 2018
Instrument	117420
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	939 S MICHELLE AVE KERMAN CA 936307631, KERMAN, CA 93630-7631

September 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Sep 26, 2018
Property Address	939 S MICHELLE AVE, KERMAN, CA 93630-7631
Document Number	0000117419
Instrument Date	Sep 13, 2018
Instrument	117419
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 8, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$285.45
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	939 S MICHELLE AVE KERMAN CA 936307631, KERMAN, CA 93630-7631

Mortgage

Document Number	117421
Date	Sep 26, 2018
Instrument	117421

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	BAKERSFIELD, CA 93309

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2048

Mortgage

Document Number	117422,
Date	Sep 26, 2018
Instrument	117422

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	BAKERSFIELD, CA 93309

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	10%

March 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Mar 16, 2018
Property Address	939 S MICHELLE AVE, KERMAN, CA 93630-7631
Instrument Date	Mar 9, 2018
Instrument	31225
Transaction Type	Construction Loan
Record Updated	Mar 23, 2018
Title Company	FIDELITY NATIONAL TITLE-FRESNO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5320 E PINE AVE FRESNO CA 937272113, FRESNO, CA 93727-2113

Mortgage

Document Number	0000031225
Date	Mar 16, 2018
Instrument	31225

Lender

Name	UNITED SEC BK
Type	Bank
Address	2126 INYO ST, FRESNO, CA 93721-2611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Dec 19, 2017
Property Address	939 S MICHELLE AVE, KERMAN, CA 93630-7631
Document Number	0000163840
Instrument Date	Dec 13, 2017
Instrument	163840
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$1,252.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5320 E PINE AVE FRESNO CA 937272113, FRESNO, CA 93727-2113
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Kerman City
Unified School District	Kerman Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$294,692 (+2%) Land $73,955 Building $220,737
2025	$3,508.00 (+4.65%)	$288,914 (+4.04%) Land $72,505 Building $216,409
2023	$3,352.00 (+1.06%)	$277,697 Land $69,691 Building $208,006
2022	$3,317.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERMAN serves 17,256 people · EPA ID CA1010018
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kerman Telephone Fiber · DSL	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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