938 S Michelle Ave, Kerman, CA 93630 Property Records

Fresno County property record for 938 S Michelle Ave, Kerman, CA 93630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,460 sqft · built 2018
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$283,500 (Jun 2018)
Tax Bill	$3,895 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage Oct 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`020-333-06S`

Property Details

APN / Parcel Number

Primary APN	`020-333-06S`
Alternative APN	`02033306`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,460 sqft Living Area
1st Floor Area	1,460 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	938 S MICHELLE AVE
City	KERMAN
State	CA
Zip	93630-7631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUR RT LOT 47 TR 5636 BORDEAUX II BK 75 PG 98-102
Legal Subdivision	5636 BORDEAUX 2
Legal Tract	5636
Legal Lot Number	16-22
Jurisdiction	FRESNO CA
Township / Civil Division	KERMAN
Census Block Group	1
Census Block	1005
Census Tract	4003

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	938 S MICHELLE AVE, KERMAN, CA 93630-7631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 5, 2017	Grant Deed, Construction Loan · Line of Credit UNITED SEC BK
Apr 30, 2018	Grant Deed, Construction Loan · Line of Credit UNITED SEC BK
Jun 2, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Jan 13, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2018 · Amount on Record
Deed Sale	Jun 14, 2018 · Amount on Record
Prior Sale	Jun 2, 2017 · Amount on Record
Deed Document Number	201870136
Record Updated	Sep 20, 2026

June 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Jun 14, 2018
Property Address	938 S MICHELLE AVE, KERMAN, CA 93630-7631
Document Number	0000070136
Map Reference	VOL 75 PG 98-102
Instrument Date	Mar 26, 2018
Instrument	2018-0070136
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 20, 2022
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 S MICHELLE AVE, KERMAN, CA 93630-7631

Mortgage

Document Number	0000070137
Date	Jun 14, 2018
Instrument	2018-0070137

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Mortgage

Document Number	0000070139
Date	Jun 14, 2018
Instrument	2018-0070139

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	SHERMAN OAKS, CA 91403

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

October 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Oct 5, 2017
Property Address	938 S MICHELLE AVE, KERMAN, CA 93630-7631
Instrument Date	Oct 2, 2017
Instrument	129469
Transaction Type	Construction Loan
Record Updated	Oct 17, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5320 E PINE AVE FRESNO CA 937272113, FRESNO, CA 93727-2113
Investor	Possibly a Property Investor

Mortgage

Document Number	0000129469
Date	Oct 5, 2017
Instrument	129469

Lender

Name	UNITED SEC BK
Type	Bank
Address	2126 INYO ST, FRESNO, CA 93721-2611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Apr 30, 2018
Property Address	938 S MICHELLE AVE, KERMAN, CA 93630-7631
Instrument Date	Oct 2, 2017
Instrument	50820
Transaction Type	Construction Loan
Record Updated	May 7, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5320 E PINE AVE FRESNO CA 937272113, FRESNO, CA 93727-2113

Mortgage

Document Number	0000050820
Date	Apr 30, 2018
Instrument	50820

Lender

Name	UNITED SEC BK
Type	Bank
Address	2126 INYO ST, FRESNO, CA 93721-2611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Jun 2, 2017
Property Address	938 S MICHELLE AVE, KERMAN, CA 93630-7631
Document Number	0000068822
Instrument Date	May 22, 2017
Instrument	68822
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$594.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4337 N GOLDEN STATE BLVD FRESNO CA 937223801, FRESNO, CA 93722-3801
Investor	Possibly a Property Investor

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Jan 13, 2017
Property Address	938 S MICHELLE AVE, KERMAN, CA 93630-7631
Document Number	0000005099
Instrument Date	Jan 9, 2017
Instrument	5099
Transaction Type	Transfer
Record Updated	Jan 20, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$580.80
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5301 OFFICE PARK DR #115 BAKERSFIELD CA 933090652, 115, BAKERSFIELD, CA 93309-0652

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Kerman City
Unified School District	Kerman Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$328,905 (+2%) Land $75,435 Building $253,470
2025	$3,895.00 (+4.65%)	$322,456 (+4.04%) Land $73,956 Building $248,500
2023	$3,722.00 (+1.03%)	$309,936 Land $71,085 Building $238,851
2022	$3,684.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERMAN serves 17,256 people · EPA ID CA1010018
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kerman Telephone Fiber · DSL	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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