911 S Michelle Ave, Kerman, CA 93630 Property Records

Fresno County property record for 911 S Michelle Ave, Kerman, CA 93630

Property Summary

Property Type	Recreational Vacant Land
Details	3 bd · 2.5 ba · 1,677 sqft
Lot Size	0.169 acres (7,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,000 (Jun 2018)
Tax Bill	$3,479 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`020-332-09S`

Property Details

APN / Parcel Number

Primary APN	`020-332-09S`
Alternative APN	`02033209`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,677 sqft Gross Area
1st Floor Area	1,677 sqft

Exterior

Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	7,350 sqft (0.169 acres)
Lot Dimensions	105 ft deep x 70 ft wide
Garage Area	459 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	911 S MICHELLE AVE
City	KERMAN
State	CA
Zip	93630-7630
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	R1
Legal Description	SUR RT LOT 56 TR 5636 BORDEAUX II BK 75 PG 98-102
Legal Subdivision	4636 BORDEAUX II
Legal Tract	5636
Legal Lot Number	56
Jurisdiction	FRESNO CA
Township / Civil Division	KERMAN
Census Block Group	1
Census Block	1003
Census Tract	4003

Owner

Source: Fresno County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	911 S MICHELLE AVE, KERMAN, CA 93630-7630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Nov 14, 2018	Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Jun 3, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Dec 6, 2019	Deed of Trust, Mortgage WALL TRUST (PT)
Jun 14, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC
Mar 16, 2018	Grant Deed, Construction Loan · Line of Credit UNITED SEC BK
Dec 19, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2018 · Amount on Record
Deed Sale	Jun 14, 2018 · Amount on Record
Prior Sale	Dec 19, 2017 · Amount on Record
Deed Document Number	201870613
Prior Transfer Date	Oct 14, 2009
Prior Transfer Doc	0000146231
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Recording Date	Sep 21, 2026
Property Address	911 S MICHELLE AVE, KERMAN, CA 93630-7630
Document Number	0000093616
Instrument Date	Sep 16, 2026
Instrument	202693616
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	911 S MICHELLE AVE, KERMAN, CA 93630-7630

Mortgage

Document Number	0000093616,
Date	Sep 21, 2026
Instrument	202693616

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	911 S MICHELLE AVE, KERMAN, CA 93630-7630
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000137843
Date	Nov 14, 2018
Instrument	2018-0137843

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	911 S MICHELLE AVE, KERMAN, CA 93630-7630
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 S MICHELLE AVE, KERMAN, CA 93630-7630

Mortgage

Document Number	0000073655
Date	Jun 3, 2022
Instrument	2022-0073655

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Dec 1, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	911 S MICHELLE AVE, KERMAN, CA 93630-7630
Document Number	0000108947
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5320 E PINE AVE FRESNO CA 937272113, FRESNO, CA 93727-2113
Investor	Possibly a Property Investor

Mortgage

Document Number	0000108947
Date	Aug 21, 2020
Instrument	108947

Lender

Name	WALL TRUST (PT)
Address	11368 N BALMORAL WAY, FRESNO, CA 93730-7014

Agreement

Amount	Amount Recorded

June 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Jun 14, 2018
Property Address	911 S MICHELLE AVE, KERMAN, CA 93630-7630
Document Number	0000070613
Instrument Date	Jun 6, 2018
Instrument	70613
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 27, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	911 S MICHELLE AVE KERMAN CA 936307630, KERMAN, CA 93630-7630

Mortgage

Document Number	70614
Date	Jun 14, 2018
Instrument	70614

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Bank
Address	BAKERSFIELD, CA 93309

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2048

March 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Mar 16, 2018
Property Address	911 S MICHELLE AVE, KERMAN, CA 93630-7630
Instrument Date	Mar 9, 2018
Instrument	31225
Transaction Type	Construction Loan
Record Updated	Mar 23, 2018
Title Company	FIDELITY NATIONAL TITLE-FRESNO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5320 E PINE AVE FRESNO CA 937272113, FRESNO, CA 93727-2113

Mortgage

Document Number	0000031225
Date	Mar 16, 2018
Instrument	31225

Lender

Name	UNITED SEC BK
Type	Bank
Address	2126 INYO ST, FRESNO, CA 93721-2611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Dec 19, 2017
Property Address	911 S MICHELLE AVE, KERMAN, CA 93630-7630
Document Number	0000163840
Instrument Date	Dec 13, 2017
Instrument	163840
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$1,252.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5320 E PINE AVE FRESNO CA 937272113, FRESNO, CA 93727-2113
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Kerman City
Unified School District	Kerman Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$292,113 (+2%) Land $75,435 Building $216,678
2025	$3,479.00 (+4.66%)	$286,386 (+4.04%) Land $73,956 Building $212,430
2023	$3,324.00 (+1.06%)	$275,267 Land $71,085 Building $204,182
2022	$3,289.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERMAN serves 17,256 people · EPA ID CA1010018
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kerman Telephone Fiber · DSL	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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