9388 Humphrey Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 9388 Humphrey Rd, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	1 ba · 792 sqft
Lot Size	0.143 acres (6,228 sqft)
Owner	2 Individual Names on File
Last Sale	$115,900 (Apr 2017)
Tax Bill	$2,356 (2021)
Deeds & Mortgages	Sep 2022 Transfer Apr 2017 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`10-070-001-002`

Property Details

APN / Parcel Number

Primary APN	`10-070-001-002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	792 sqft

Exterior

Exterior Material	Wood Siding
Lot Area	6,228 sqft (0.143 acres)
Lot Width	64 ft Width

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Street Address	9388 HUMPHREY RD
City	READING
State	MI
Zip	49274-9788
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONING
Legal Description	LOT 2 MCCLELLAN PLAT SPLIT ON 03/02/2023 WITH 10 070 001 003 INTO 10 070 001 023;
Legal Subdivision	MCCLELLAN
Legal Lot Number	2
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	3
Census Block	3015
Census Tract	50400

Owner

9388 Humphrey Rd is owned by two individuals who acquired it in August 2022.

Source: Hillsdale County records, as of August 4, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3877 SMITH RD, LAMBERTVILLE, MI 48144-9435
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Intrafamily Transfer, Transfer
Apr 25, 2017	Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2017 · Amount on File
Deed Sale	Apr 25, 2017 · Amount on File
Prior Sale	Dec 19, 2000 · Amount on File
Deed Book / Page	1654 / 214
Last Transfer Date	Aug 23, 2022
Transfer Doc	001834/547
Record Updated	Jun 8, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Sep 6, 2022
Property Address	9388 HUMPHREY RD, READING, MI 49274-9788
Document Number	001834/547
Book / Page	1834 / 547
Map Reference	LB 4 PG 24
Instrument Date	Aug 23, 2022
Transaction Type	Transfer
Record Updated	Sep 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3877 SMITH RD, LAMBERTVILLE, MI 48144-9435

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Apr 25, 2017
Property Address	9388 HUMPHREY RD, READING, MI 49274-9788
Document Number	1654/0214
Book / Page	1654 / 0214
Map Reference	LB4 PG24
Instrument Date	Apr 20, 2017
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$997.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7279 EAGLESTONE CT, 7279, LIBERTY TOWNSHIP, OH 45044-9251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3877 SMITH RD, LAMBERTVILLE, MI 48144-9435

Mortgage

Document Number	16540217
Date	Apr 25, 2017
Instrument	1654/0217

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2032

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,010 Land $27,200 Building $53,810	$162,020 Land $54,400 Building $107,620
2023		$77,599 Land $27,200 Building $50,399	$155,198 Land $54,400 Building $100,798
2021	$2,356.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9388 Humphrey Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2009–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9388 Humphrey Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Mercury Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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