9291 Humphrey Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 9291 Humphrey Rd, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,632 sqft
Lot Size	2.4 acres (104,544 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Dec 2017)
Tax Bill	$2,471 (2021)
Deeds & Mortgages	Aug 2017 Line of Credit Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-017-400-019-17-7-4`

Property Details

APN / Parcel Number

Primary APN	`10-017-400-019-17-7-4`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,632 sqft Living Area
Basement Area	1,632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood Siding
Lot Area	104,544 sqft (2.4 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Street Address	9291 HUMPHREY RD
City	READING
State	MI
Zip	49274-9788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW COR MCCLELLANS PLAT TH ALG C/L HUMPHREY RD E 431.6 FT AND N 65 'E 6.7 FT TO POB TH CONT ALG C/L SD RD N 65 'E 358 FT T
Legal Subdivision	MCCLELLAN
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	3
Census Block	3020
Census Tract	50400

Owner

9291 Humphrey Rd is owned and occupied by an individual who bought it in December 2017.

Source: Hillsdale County records, as of August 4, 2023

Owner of Record	Individual Name on File
Mailing Address	9291 HUMPHREY RD, READING, MI 49274-9788
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2017	Deed of Trust, Mortgage · Line of Credit HILLSDALE COUNTY NATIONAL BANK
Dec 19, 2017	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2017 · Amount on File
Deed Sale	Dec 19, 2017 · Amount on File
Deed Document Number	1677-0238
Deed Book / Page	1677 / 0238
Record Updated	Jun 7, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	9291 HUMPHREY RD, READING, MI 49274-9788
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01664/0113
Date	Aug 10, 2017
Book Page	1664/0113

Lender

Name	HILLSDALE COUNTY NATIONAL BANK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 10, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Dec 19, 2017
Property Address	9291 HUMPHREY RD, READING, MI 49274-9788
Document Number	01677/0238
Book / Page	1677 / 0238
Instrument Date	Dec 18, 2017
Instrument	1677-0238
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,107.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9291 HUMPHREY RD, READING, MI 49274-9788

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 N STEINBACH RD # 9741, 9741, DEXTER, MI 48130-9741

Mortgage

Document Number	0016770240
Date	Dec 19, 2017
Instrument	1677-0240

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$143,300	$286,561 Land $12,040 Building $274,521
2021	$2,471.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9291 Humphrey Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2009–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9291 Humphrey Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Mercury Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Humphrey Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures