9420 Humphrey Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 9420 Humphrey Rd, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,500 sqft
Lot Size	0.334 acres (14,548 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Nov 2019)
Tax Bill	$1,536 (2025)
Deeds & Mortgages	May 2023 Transfer Mar 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-055-001-004`

Property Details

APN / Parcel Number

Primary APN	`10-055-001-004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	648 sqft

Exterior

Architectural Style	Modular
Exterior Material	Wood Siding
Lot Area	14,548 sqft (0.334 acres)
Lot Width	83 ft Width
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9420 HUMPHREY RD
City	READING
State	MI
Zip	49274-8000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONING
Legal Description	LOT 3 EXC STRIP OF LD 99 FT WIDE ALG N SIDE THEREOF SUPERVISORS PLAT OF JOHNSON LANDING SEC 17 T7S R4W
Legal Range	04W
Legal Township	07S
Legal Section	17
Legal Subdivision	SUPERVISORS PLAT OF JOHNSON LANDING
Legal Lot Number	3
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	3
Census Block	3009
Census Tract	50400

Owner

9420 Humphrey Rd is owned and occupied by an individual who acquired it in May 2023.

Source: Hillsdale County records, as of December 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	9420 HUMPHREY RD, READING, MI 49274-8000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Intrafamily Transfer, Transfer
Mar 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY CHOICE CU
Nov 12, 2019	Warranty Deed, Transfer MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TTL AGCY OF SOUTHER
Oct 5, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2019 · Amount on File
Deed Sale	Nov 12, 2019 · Amount on File
Prior Sale	Oct 5, 2017 · Amount on File
Deed Book / Page	1741 / 245
Last Transfer Date	May 25, 2023
Transfer Doc	01850/1161
Record Updated	Jun 8, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	May 30, 2023
Property Address	9420 HUMPHREY RD, READING, MI 49274-8000
Document Number	01850/1161
Book / Page	1850 / 1161
Instrument Date	May 25, 2023
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9420 HUMPHREY RD, READING, MI 49274-8000

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	9420 HUMPHREY RD, READING, MI 49274-8000
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9420 HUMPHREY RD, READING, MI 49274-8000

Mortgage

Document Number	001846/828
Date	Mar 29, 2023
Book Page	1846/828

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON, MI 48334

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 23, 2038

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Nov 12, 2019
Property Address	9420 HUMPHREY RD, READING, MI 49274-8000
Document Number	1741/0245
Book / Page	1741 / 0245
Map Reference	MB 3 PG 36
Instrument Date	Nov 8, 2019
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TTL AGCY OF SOUTHER

Transaction

Amount	Amount on Record
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23449 ROAD R, 23449, FORT JENNINGS, OH 45844-9534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17444 HANOVER AVE, ALLEN PARK, MI 48101-2837

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Oct 5, 2017
Property Address	9420 HUMPHREY RD, READING, MI 49274-8000
Document Number	1669/0867
Book / Page	1669 / 0867
Map Reference	MB3 PG36
Instrument Date	Sep 23, 2017
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 KK DR, 101, FORT JENNINGS, OH 45844-9654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23449 ROAD R, FORT JENNINGS, OH 45844-9534

Tax Assessment & Valuation

The 2025 property tax bill for 9420 Humphrey Rd was $1,536 with a homeowner's exemption.

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,536.00 Homeowner's exemption	$163,900	$327,736 Land $38,250 Building $289,486
2023		$154,700 (+24.96%)	$309,390 (+24.93%) Land $38,250 Building $271,140
2022		$123,800	$247,655 Land $38,250 Building $209,405
2021	$3,201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9420 Humphrey Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2009–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9420 Humphrey Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Mercury Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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