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9385 Palm Tree Dr, Windermere, FL 34786 Property Records

Orange County property record for 9385 Palm Tree Dr, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,489 sqft · built 1986
Lot Size0.255 acres (11,093 sqft)
OwnerIndividual Name on File
Last Sale$510,000 (Oct 2023)
Tax Bill$6,597 (2025)
Deeds & MortgagesOct 2023 Sale
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-23-28-8070-01-260

Property Details

APN / Parcel Number

Primary APN16-23-28-8070-01-260
Alternative APNs
  • 282316807001260
  • 283933
  • 288778
  • 292940

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,489 sqft Living Area
Gross Area2,007 sqft
1st Floor Area1,489 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,093 sqft (0.255 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area35 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address9385 PALM TREE DR
CityWINDERMERE
StateFL
Zip34786-8835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVER WOODS PHASE THREE 15/144 LOT 126
Legal Range28E
Legal Township23S
Legal Section16
Legal SubdivisionSILVER WOODS PH 3
Legal Phase3
Legal Tract8070
Legal Block1
Legal Lot Number126
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2028
Census Tract14809

Owner

Source: Orange County records · APN 16-23-28-8070-01-260

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9385 PALM TREE DR, WINDERMERE, FL 34786-8835
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2023Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Aug 16, 2017Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 18, 2023 · Amount on Record
Deed SaleOct 18, 2023 · Amount on Record
Prior SaleAug 16, 2017 · Amount on Record
Deed Document Number2023604304
Prior Transfer DateFeb 20, 2013
Prior Transfer Doc0000155839
Record UpdatedJun 08, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateOct 18, 2023
Property Address9385 PALM TREE DR, WINDERMERE, FL 34786-8835
Document Number0000604304
Map ReferenceMB 15 PG 144
Instrument DateOct 16, 2023
Instrument20230604304
Transaction TypeTransfer
Record UpdatedNov 01, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$3,570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address776 ANNABELL RIDGE RD, MINNEOLA, FL 34715-6112

Transferred To (Grantee/Buyer)

NameVerified Name
Address9385 PALM TREE DR, WINDERMERE, FL 34786-8835

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 16, 2017
Property Address9385 PALM TREE DR, WINDERMERE, FL 34786-8835
Document Number0000454749
Map ReferenceMB 15 PG 144
Instrument DateAug 10, 2017
Instrument20170454749
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,862.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8334 LAKE CROWD CIR, 8334, ORLANDO, FL 32836

Transferred To (Grantee/Buyer)

NameVerified Name
Address9385 PALM TREE DR, WINDERMERE, FL 34786-8835

Mortgage

Document Number0000454750
DateAug 16, 2017
Instrument20170454750
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$395,700 (-1.87%) Land $145,000 Building $250,700$395,700 (-2.08%) Land $145,000 Building $250,700
2025$6,597.00 (+4.32%) Homeowner's exemption$403,249 (+32.45%)$404,090 (+13.65%) Land $145,000 Building $259,090
2024$6,324.00 (+34.5%)
2023$4,702.00 (+4.12%) Homeowner's exemption$304,457 (+3%)$355,569 (+20.29%) Land $145,000 Building $210,569
2022$4,516.00 Homeowner's exemption$295,589 Land $135,000 Building $160,589$295,589 Land $135,000 Building $160,589

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950148092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 59 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims11 (1989–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024, river or lake flooding, Hurricane Milton
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 170 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 35

May also be available at this address: Hotwire Communications, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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