9370 Palm Tree Dr, Windermere, FL 34786 Property Records

Orange County property record for 9370 Palm Tree Dr, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,076 sqft · built 1986
Lot Size	0.314 acres (13,667 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Sep 2021)
Tax Bill	$10,391 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-23-28-8070-01-470`

Property Details

APN / Parcel Number

Primary APN	`16-23-28-8070-01-470`
Alternative APNs	`282316807001470` `283959` `288802` `292967`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,076 sqft Living Area
Gross Area	2,592 sqft
1st Floor Area	2,020 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,667 sqft (0.314 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	110 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	9370 PALM TREE DR
City	WINDERMERE
State	FL
Zip	34786-8810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER WOODS PHASE THREE 15/144 LOT 147
Legal Range	28E
Legal Township	23S
Legal Section	16
Legal Subdivision	SILVER WOODS PH 3
Legal Phase	3
Legal Tract	8070
Legal Block	1
Legal Lot Number	147
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2030
Census Tract	14809

Owner

Source: Orange County records · APN 16-23-28-8070-01-470

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9370 PALM TREE DR, WINDERMERE, FL 34786-8810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Prior Sale	Dec 04, 2002 · Amount on Record
Deed Document Number	2021562326
Prior Transfer Date	Nov 13, 2006
Prior Transfer Doc	0000748734
Record Updated	Jun 08, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 15, 2021
Property Address	9370 PALM TREE DR, WINDERMERE, FL 34786-8810
Document Number	0000562326
Map Reference	MB 15 PG 144
Instrument Date	Sep 03, 2021
Instrument	20210562326
Transaction Type	Transfer
Record Updated	Jan 03, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 HEDGEWOOD DR, 125, SAINT AUGUSTINE, FL 32092-0721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9370 PALM TREE DR, WINDERMERE, FL 34786-8810

Mortgage

Document Number	0000562327
Date	Sep 15, 2021
Instrument	20210562327

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$627,630 (-1.12%) Land $145,000 Building $482,630	$627,630 (-1.12%) Land $145,000 Building $482,630
2025	$10,391.00 (+6.76%) Homeowner's exemption	$634,750 (+18.28%) Land $145,000 Building $489,750	$634,750 (+18.28%) Land $145,000 Building $489,750
2024	$9,733.00 (+15.35%)
2023	$8,438.00 (+15.04%)	$536,664 (+23.59%) Land $145,000 Building $391,664	$536,664 (+23.59%) Land $145,000 Building $391,664
2022	$7,335.00	$434,234 Land $135,000 Building $299,234	$434,234 Land $135,000 Building $299,234

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950148092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 59 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	11 (1989–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024, river or lake flooding, Hurricane Milton
Claims By Storm	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 170 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35

May also be available at this address: Hotwire Communications, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.