Orange County property record for 9377 Palm Tree Dr, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,026 sqft · built 1986 |
| Lot Size | 0.327 acres (14,248 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Mar 2017) |
| Tax Bill | $5,638 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-23-28-8070-01-270 |
| Primary APN | 16-23-28-8070-01-270 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,026 sqft Living Area |
| Gross Area | 2,592 sqft |
| 1st Floor Area | 2,026 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,248 sqft (0.327 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 9377 PALM TREE DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-8835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | SILVER WOODS PHASE THREE 15/144 LOT 127 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 16 |
| Legal Subdivision | SILVER WOODS PH 3 |
| Legal Phase | 3 |
| Legal Tract | 8070 |
| Legal Block | 1 |
| Legal Lot Number | 127 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 14809 |
Source: Orange County assessment roll, APN 16-23-28-8070-01-270, as of April 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9377 PALM TREE DR, WINDERMERE, FL 34786-8835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2020 | Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG |
| Mar 24, 2017 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 24, 2017 · Amount on Record |
| Deed Sale | Mar 24, 2017 · Amount on Record |
| Prior Sale | Jun 08, 2015 · Amount on Record |
| Deed Document Number | 2017160636 |
| Last Transfer Date | Aug 29, 2024 |
| Transfer Doc | 0000662244 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9377 PALM TREE DR, WINDERMERE, FL 34786-8835 |
| Document Number | 0000521549 |
| Instrument Date | Sep 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | CENTURION TITLE GROUP INC, CENTURION TITLE GRP INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9377 PALM TREE DR WINDERMERE FL 347868835, WINDERMERE, FL 34786-8835 |
| Document Number | 0000521549 |
|---|---|
| Date | Oct 06, 2020 |
| Instrument | 521549 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 05, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 24, 2017 |
| Property Address | 9377 PALM TREE DR, WINDERMERE, FL 34786-8835 |
| Document Number | 0000160636 |
| Map Reference | MB 15 PG 144 |
| Instrument Date | Mar 06, 2017 |
| Instrument | 20170160636 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | CENTURION TITLE GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9377 PALM TREE DR, WINDERMERE, FL 34786-8835 |
| Document Number | 0000160637 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | 20170160637 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Orange County assessment roll as of April 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,014 (+2.7%) | $491,720 (-2.41%) Land $145,000 Building $346,720 | |
| 2025 | $5,638.00 (+4.6%) Homeowner's exemption | $344,707 (+5.99%) | $503,860 (+14.82%) Land $145,000 Building $358,860 |
| 2024 | $5,390.00 (+7.18%) | ||
| 2023 | $5,029.00 (+4.01%) Homeowner's exemption | $325,235 (+3%) | $438,842 (+20.75%) Land $145,000 Building $293,842 |
| 2022 | $4,835.00 Homeowner's exemption | $315,762 | $363,425 Land $135,000 Building $228,425 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950148092, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 59 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 11 (1989–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 170 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: Hotwire Communications, Xfinity.
Source: EPA Safe Drinking Water Information System, water system FL3480962, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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