938 W 12th St, Flora, IL 62839 Property Records

Clay County property record for 938 W 12th St, Flora, IL 62839

Property Summary

Property TypeSingle Family Home
Lot Size1.77 acres (77,101 sqft)
Owner2 Individual Names on Record
Tax Bill$3,636 (2025)
Flood ZoneZone X (minimal risk)
APN10-23-300-048

Property Details

APN / Parcel Number

Primary APN10-23-300-048

Exterior

Lot Area77,101 sqft (1.77 acres)

Location & Zoning

Street Address938 W 12TH ST
CityFLORA
StateIL
Zip62839-3302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 23-3-6 PT. W/2 SE SW AND S .24 AC OF E 35' OF PT TRACT A SW SW LYING S OF HWY 1.77 AC
Legal Range06
Legal Township03
Legal Section23
Legal TractA
JurisdictionCLAY IL
Township / Civil DivisionHARTER
Census Block Group1
Census Block1002
Census Tract972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address938 W 12TH ST, FLORA, IL 62839-3302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionHarter Township
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,636.00 (+5.54%) Homeowner's exemption Senior Citizen's exemption$76,720 (+35.72%) Land $3,858 Building $72,862$230,160 (+35.72%) Land $11,574 Building $218,586
2024$3,445.00 (+12.91%)
2022$3,051.00 (+17.26%) Homeowner's exemption Senior Citizen's exemption$56,530 Land $2,897 Building $53,633$169,590 Land $8,691 Building $160,899
2021$2,602.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Wabash Communications
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 500
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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