Clay County property record for 912 W 12th St, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1.5 ba · 1,656 sqft · built 1984 |
| Lot Size | 2.08 acres (90,605 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Jul 2020) |
| Tax Bill | $2,446 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-23-300-035 |
| Primary APN | 10-23-300-035 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 90,605 sqft (2.08 acres) |
| Garage Area | 672 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 360 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 158 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 912 W 12TH ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-3302 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | SEC 23-3-6 PT W/2 SE SW LYING S OF R/W FA RT 13 2.08 AC |
| Legal Range | 06 |
| Legal Township | 03 |
| Legal Section | 23 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 972100 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 912 W 12TH ST, FLORA, IL 62839-3302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2020 · Amount on Record |
| Deed Sale | Jul 10, 2020 · Amount on Record |
| Prior Sale | Aug 2, 2010 · Amount on Record |
| Deed Document Number | 2020199386 |
| Prior Transfer Date | Jan 26, 2011 |
| Prior Transfer Doc | 182173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jul 10, 2020 |
| Property Address | 912 W 12TH ST, FLORA, IL 62839-3302 |
| Document Number | 199386 |
| Instrument Date | Jul 7, 2020 |
| Instrument | 199386 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $157.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 912 W 12TH ST, FLORA, IL 62839-3302 |
| Document Number | 199387 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 199387 |
| Name | MIDLAND STATES BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.88% |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,446.00 (+7.05%) Homeowner's exemption | $48,077 (+11.45%) Land $4,350 Building $43,727 | $144,231 (+11.45%) Land $13,050 Building $131,181 |
| 2024 | $2,285.00 (+12.17%) | $43,138 (+18.52%) Land $3,903 Building $39,235 | $129,414 (+18.52%) Land $11,709 Building $117,705 |
| 2022 | $2,037.00 (+0.79%) Homeowner's exemption | $36,397 Land $3,264 Building $33,133 | $109,191 Land $9,792 Building $99,399 |
| 2021 | $2,021.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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