Clay County property record for 905 W 12th St, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1.5 ba · 1,580 sqft · built 1963 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $63,000 (Nov 2012) |
| Tax Bill | $1,803 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-26-100-028 |
| Primary APN | 10-26-100-028 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 33,541 sqft (0.77 acres) |
| Garage Type | Mixed |
| Garage Area | 448 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 260 sqft |
| Shed | 1 Shed |
| Shed Area | 276 sqft |
| Heating System | Central |
|---|
| Street Address | 905 W 12TH ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-3301 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | SEC 26-3-6 PT NE NW .77 AC |
| Legal Range | 06 |
| Legal Township | 03 |
| Legal Section | 26 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 972100 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 905 W 12TH ST, FLORA, IL 62839-3301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY PARTNER SAVINGS BANK |
| Apr 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY PARTNER SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2012 · Amount on Record |
| Deed Sale | Nov 8, 2012 · Amount on Record |
| Prior Sale | Oct 5, 2011 · Amount on Record |
| Deed Document Number | 2012178309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 905 W 12TH ST, FLORA, IL 62839-3301 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000212760 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 212760 |
| Name | COMMUNITY PARTNER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 905 W 12TH ST, FLORA, IL 62839-3301 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000204507 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 204507 |
| Name | COMMUNITY PARTNER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,803.00 (+7.71%) Homeowner's exemption | $37,011 (+32.05%) Land $1,980 Building $35,031 | $111,033 (+32.05%) Land $5,940 Building $105,093 |
| 2024 | $1,674.00 (+13.41%) | ||
| 2022 | $1,476.00 (+0.96%) Homeowner's exemption | $28,028 Land $1,485 Building $26,543 | $84,084 Land $4,455 Building $79,629 |
| 2021 | $1,462.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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