9317 River Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9317 River Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,161 sqft · built 1950
Lot Size	0.689 acres (30,013 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Sep 2022)
Tax Bill	$3,530 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`74-14-487-0073-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-487-0073-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,161 sqft Living Area

Exterior

Year Built	Built 1950
Lot Area	30,013 sqft (0.689 acres)
Lot Depth	589 ft Depth
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74144870073000
Street Address	9317 RIVER RD
City	CLAY
State	MI
Zip	48001-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	THAT PART OF LOT 853 LYING N OF FOLL DESC LINE, BEG ON W LOT LINE S 7D 36M W 50' FROM NW COR, TH S 69D 6M 30S E 601.3' TO ST
Legal Subdivision	SUPRVRS ROY T GILBERTS 11-CLAY
Legal Lot Number	853
Legal Unit	853
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1001
Census Tract	646000

Owner

Source: St. Clair County records · APN 74-14-487-0073-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4705 N DUCK LAKE RD, HIGHLAND, MI 48356-2201
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · VA Mortgage GENISYS CU
Sep 23, 2022	Warranty Deed, Transfer PARTNERS TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2022 · Amount on Record
Deed Sale	Sep 23, 2022 · Amount on Record
Prior Sale	Aug 29, 2006
Deed Document Number	2022022067
Deed Book / Page	5564 / 126
Record Updated	Jun 08, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9317 RIVER RD, CLAY, MI 48001-4009
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 N DUCK LAKE RD, HIGHLAND, MI 48356-2201

Mortgage

Document Number	0005645178
Date	Aug 10, 2023
Book Page	5645/178
Instrument	2023014191

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Aug 01, 2054

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 23, 2022
Property Address	9317 RIVER RD, CLAY, MI 48001-4009
Document Number	0005564126
Book / Page	5564 / 126
Instrument Date	Aug 16, 2022
Instrument	2022022067
Transaction Type	Transfer
Record Updated	Oct 06, 2022
Title Company	PARTNERS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$1,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59748 GLACIER CT, 59748, WASHINGTON, MI 48094-2225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 N DUCK LAKE RD, HIGHLAND, MI 48356-2201

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$208,300 (+95.59%)
2024	$3,530.00 (-32.12%)		$416,600 (+95.59%)
2023		$106,500
2022	$5,200.00		$213,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	11 (1981–2019)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Jun 2019

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Based on FCC filings for 84 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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