Kenton County property record for 937 Main St, #39, Covington, KY 41011
| Property Type | Other Improved |
|---|---|
| Details | 4,660 sqft · built 1900 |
| Lot Size | 0.086 acres (3,750 sqft) |
| Owner | Company Name on File |
| Last Sale | $205,500 (Jan 2026) |
| Tax Bill | $2,722 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Sep 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-22-01-015.00 |
| Primary APN | 054-22-01-015.00 |
|---|
| Building Area | 4,660 sqft Finished Area |
|---|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 3,750 sqft (0.086 acres) |
| Lot Dimensions | 100 ft deep x 37.5 ft wide |
| Street Address | 937 MAIN ST, 39 |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-2122 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | 37.5X100 UNNUM LOT UN SUB WS MAIN 40 FT N PIKE |
| Legal Subdivision | UN SUB |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 60700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
937 Main St, #39 is owned by a company that bought it in January 2026.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1050 SCOTT ST, COVINGTON, KY 41011-3159 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Sep 7, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FORCHT BANK NA |
| Aug 9, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FORCHT BANK NA |
| Sep 15, 2017 | Deed of Trust, Mortgage FORCHT BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on File |
| Deed Sale | Jan 16, 2026 · Amount on File |
| Prior Sale | Sep 8, 2015 · Amount on File |
| Deed Document Number | 202601161158 |
| Deed Book / Page | 386 / 7 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 16, 2026 |
| Property Address | 937 MAIN ST # 39, 39, COVINGTON, KY 41011-2122 |
| Document Number | 0000001158 |
| Book / Page | 386 / 7 |
| Map Reference | MB C5730 PG 128 |
| Instrument Date | Jan 6, 2026 |
| Instrument | 26059000001158 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1050 SCOTT ST, COVINGTON, KY 41011-3159 |
| Name | Verified Name |
|---|---|
| Address | 1050 SCOTT ST, COVINGTON, KY 41011-3159 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 937 MAIN ST # 39, 39, COVINGTON, KY 41011-2122 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1050 SCOTT ST, COVINGTON, KY 41011-3159 |
| Document Number | 0005900153 |
|---|---|
| Date | Sep 7, 2023 |
| Book Page | KCM 490/137 |
| Instrument | 23090705900153 |
| Name | FORCHT BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Aug 8, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 937 MAIN ST # 39, 39, COVINGTON, KY 41011-2122 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005900119 |
|---|---|
| Date | Aug 9, 2023 |
| Book Page | KCM 483/193 |
| Instrument | 23080905900119 |
| Name | FORCHT BANK NA |
|---|---|
| Type | Bank |
| Address | BRANTWOOD, WI 54513 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 8, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 937 MAIN ST # 39, 39, COVINGTON, KY 41011-2122 |
| Document Number | 0000000196 |
| Book / Page | 0C6249 / 000045 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 907 MAIN ST COVINGTON KY 410112122, COVINGTON, KY 41011-2122 |
| Document Number | 0000000196 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 0C6249/000045 |
| Instrument | 196 |
| Name | FORCHT BK NA |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40509 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Sep 14, 2032 |
The 2025 property tax bill for 937 Main St, #39 was $2,722.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,500 (+24.33%) Land $40,500 Building $215,000 | $255,500 (+24.33%) Land $40,500 Building $215,000 | |
| 2025 | $2,722.00 | $205,500 Land $40,500 Building $165,000 | $205,500 Land $40,500 Building $165,000 |
| 2023 | $2,737.00 | $205,500 Land $40,500 Building $165,000 | $205,500 Land $40,500 Building $165,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 937 Main St, #39 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1997–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 937 Main St, #39 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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