Kenton County property record for 925 Main St, Covington, KY 41011
| Property Type | Triplex |
|---|---|
| Details | 5 bd · 4 ba · 2,704 sqft |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $434,000 (Aug 2022) |
| Tax Bill | $5,750 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Aug 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-22-01-010.00 |
| Primary APN | 054-22-01-010.00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,704 sqft Finished Area |
| Gross Area | 3,393 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Triplex |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Stone |
| Roof Material | Slate |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 200 ft deep x 25 ft wide |
| Garage Type | Detached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 925 MAIN ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-2224 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Description | 25X200 UNNUM LOT UN SUB WS MAIN 190 FT N PIKE |
| Legal Subdivision | UN SUB |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 60700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 402 RUDOLPH AVE, NASHVILLE, TN 37206-1811 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Aug 4, 2020 | Warranty Deed, Transfer PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Sep 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/KENTUCKY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2022 · Amount on Record |
| Deed Sale | Aug 8, 2022 · Amount on Record |
| Prior Sale | Aug 4, 2020 · Amount on Record |
| Deed Document Number | 2022252 |
| Deed Book / Page | 181 / 958 |
| Prior Transfer Date | Apr 13, 2005 |
| Prior Transfer Doc | 0005900279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 8, 2022 |
| Property Address | 925 MAIN ST, COVINGTON, KY 41011-2224 |
| Document Number | 0005900252 |
| Book / Page | 181 / 958 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 22080805900252 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7925 SPIRITWOOD CT, CINCINNATI, OH 45243-1332 |
| Name | Verified Name |
|---|---|
| Address | 402 RUDOLPH AVE, NASHVILLE, TN 37206-1811 |
| Document Number | 0005900253 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 22080805900253 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 4, 2020 |
| Property Address | 925 MAIN ST, COVINGTON, KY 41011-2224 |
| Document Number | 0000350400 |
| Book / Page | 000035 / 000400 |
| Instrument Date | Jul 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $130.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4017 US HIGHWAY 467 WORTHVILLE KY 410989786, WORTHVILLE, KY 41098-9786 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 925 MAIN ST, COVINGTON, KY 41011-2224 |
| Document Number | 0000000102 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 925 MAIN ST COVINGTON KY 410112224, COVINGTON, KY 41011-2224 |
| Document Number | 0000000102 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 0C6765/000128 |
| Instrument | 102 |
| Name | FIRST NAT'L BK/KENTUCKY |
|---|---|
| Address | CARROLLTON, KY 41008-0149 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Sep 30, 2026 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $434,000 (-) Land $10,000 Building $424,000 | $434,000 (-) Land $10,000 Building $424,000 | |
| 2025 | $5,750.00 (-0.52%) | $434,000 (-) Land $10,000 Building $424,000 | $434,000 (-) Land $10,000 Building $424,000 |
| 2023 | $5,780.00 | $434,000 Land $10,000 Building $424,000 | $434,000 Land $10,000 Building $424,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1997–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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