Kenton County property record for 1110 Main St, Covington, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,016 sqft · built 1913 |
| Lot Size | 0.052 acres (2,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Mar 2022) |
| Tax Bill | $5,167 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Aug 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-22-09-025.00 |
| Primary APN | 054-22-09-025.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Finished Area |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Exterior Material | Combination |
| Foundation Type | Stone |
| Roof Material | Metal |
| Lot Area | 2,250 sqft (0.052 acres) |
| Lot Dimensions | 90 ft deep x 25 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1110 MAIN ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEHMER LOT 52 25'X 90' |
| Legal Subdivision | LEHMER |
| Legal Phase | 2 |
| Legal Lot Number | 52 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 60700 |
1110 Main St is owned and occupied by an individual who bought it in March 2022.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1110 MAIN ST, COVINGTON, KY 41011-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2022 | Warranty Deed, Transfer · FHA Mortgage CENTERBANK |
| Aug 21, 2020 | Grant Deed, Transfer LAWYERS TITLE/CINCINNATI INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2022 · Amount on File |
| Deed Sale | Mar 1, 2022 · Amount on File |
| Prior Sale | Aug 21, 2020 · Amount on File |
| Deed Document Number | 202260 |
| Deed Book / Page | 150 / 585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 1, 2022 |
| Property Address | 1110 MAIN ST, COVINGTON, KY 41011-2219 |
| Document Number | 0005900060 |
| Book / Page | 150 / 585 |
| Map Reference | MB 82 PG 641 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 22030105900060 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3158 CLIFFORD AVE, 3158, COVINGTON, KY 41015-1002 |
| Name | Verified Name |
|---|---|
| Address | 1110 MAIN ST, COVINGTON, KY 41011-2219 |
| Document Number | 0005900061 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 22030105900061 |
| Name | CENTERBANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 21, 2020 |
| Property Address | 1110 MAIN ST, COVINGTON, KY 41011-2219 |
| Document Number | 0000000019 |
| Book / Page | 000038 / 000400 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 19 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2020 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Amount | Amount on Record |
|---|---|
| Tax | $125.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3518 CLIFFORD AVE COVINGTON KY 41015, COVINGTON, KY 41015 |
The 2025 property tax bill for 1110 Main St was $5,167.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $390,000 (-) Land $10,000 Building $380,000 | $390,000 (-) Land $10,000 Building $380,000 | |
| 2025 | $5,167.00 | $390,000 Land $5,000 Building $385,000 | $390,000 Land $5,000 Building $385,000 |
| 2023 | $5,194.00 | $390,000 Land $5,000 Building $385,000 | $390,000 Land $5,000 Building $385,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1110 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1110 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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