9366 Headwaters Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 9366 Headwaters Rd, Lenoir, NC 28645 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 2008
Lot Size	12.9 acres (561,924 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Dec 2018)
Tax Bill	$3,815 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12 64 1 4`

Property Details

APN / Parcel Number

Primary APN	`12 64 1 4`
Alternative APN	`165099`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,248 sqft Heated Area
Gross Area	3,666 sqft
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Finished Basement	547 sqft
Unfinished Basement	701 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2010
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	561,924 sqft (12.9 acres)

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Deck Area	162 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	165099
Street Address	9366 HEADWATERS RD
City	LENOIR
State	NC
Zip	28645-8850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1954 PG 582 YR 18 ST 780.00
Jurisdiction	CALDWELL NC
Township / Civil Division	PATTERSON
Census Block Group	2
Census Block	2018
Census Tract	31000

Owner

Source: Caldwell County records · APN 12 64 1 4

Assessment roll updated July 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4115 CROSSGATE RD, CHARLOTTE, NC 28226-7010
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · Conventional with PMI BETTER MTG
Dec 07, 2018	Deed of Trust, Mortgage WELLS FARGO BK
Dec 07, 2018	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 07, 2018 · Amount on Record
Deed Sale	Dec 07, 2018 · Amount on Record
Prior Sale	Jan 01, 1994 · Amount on Record
Deed Document Number	201810028463
Deed Book / Page	1954 / 582
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	9366 HEADWATERS RD, LENOIR, NC 28645-8850
Document Number	0010052096
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9366 HEADWATERS RD LENOIR NC 286458850, LENOIR, NC 28645-8850

Mortgage

Document Number	0010052096
Date	Dec 31, 2020
Book Page	002008/000150
Instrument	10052096

Lender

Name	BETTER MTG
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	9366 HEADWATERS RD, LENOIR, NC 28645-8850
Document Number	0010028464
Instrument Date	Dec 07, 2018
Transaction Type	Mortgage
Record Updated	Jan 09, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9366 HEADWATERS RD LENOIR NC 286458850, LENOIR, NC 28645-8850

Mortgage

Document Number	0010028464
Date	Dec 07, 2018
Book Page	001954/000585
Instrument	10028464

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 06, 2048

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Dec 07, 2018
Property Address	9366 HEADWATERS RD, LENOIR, NC 28645-8850
Document Number	0010028463
Book / Page	001954 / 000582
Instrument Date	Dec 06, 2018
Instrument	10028463
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4115 CROSSGATE RD CHARLOTTE NC 282267010, CHARLOTTE, NC 28226-7010

Mortgage

Document Number	10028464
Date	Dec 07, 2018
Book Page	001954/000585
Instrument	10028464

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 06, 2048

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,815.00 (+45.83%)	$509,000 (+41.82%) Land $139,000 Building $370,000	$509,000 (+41.82%) Land $139,000 Building $370,000
2023		$358,900 (-) Land $139,000 Building $219,900	$358,900 (-) Land $139,000 Building $219,900
2022	$2,616.00	$358,900 Land $139,000 Building $219,900	$358,900 Land $139,000 Building $219,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), updated January 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370270310002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 3 claims

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 70% of North Carolina
Wildfire Likelihood	About 1 in 1,111 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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