Caldwell County property record for 9276 Headwaters Rd, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,588 sqft · built 1997 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $19,000 (Dec 1992) |
| Tax Bill | $2,878 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12 64 1 41 |
| Primary APN | 12 64 1 41 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,588 sqft Heated Area |
| Gross Area | 5,228 sqft |
| 1st Floor Area | 1,588 sqft |
| Upper Floors Area | 900 sqft |
| Attic | Attic |
| Attic Area | 900 sqft |
| Basement Area | 1,564 sqft |
| Unfinished Basement | 1,564 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 264 sqft |
| Deck Area | 8 sqft |
| Patio Area | 912 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 133162 |
|---|---|
| Street Address | 9276 HEADWATERS RD |
| City | LENOIR |
| State | NC |
| Zip | 28645-9021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1077 PG 1149 YR 92 ST 38.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | PATTERSON |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 31000 |
9276 Headwaters Rd is owned and occupied by an individual who bought it in December 1992.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9276 HEADWATERS RD, LENOIR, NC 28645-9021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 1992 · Amount on File |
| Deed Sale | Dec 11, 1992 · Amount on File |
| Deed Book / Page | 1077 / 1149 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 9276 Headwaters Rd was $2,878, down 5% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,878.00 (-5.02%) | $491,000 (-) Land $121,300 Building $369,700 | |
| 2025 | $3,030.00 | $491,000 Land $121,300 Building $369,700 | $491,000 Land $121,300 Building $369,700 |
| 2023 | $378,100 (-) Land $121,300 Building $256,800 | $378,100 (-) Land $121,300 Building $256,800 | |
| 2022 | $2,755.00 | $378,100 Land $121,300 Building $256,800 | $378,100 Land $121,300 Building $256,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9276 Headwaters Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9276 Headwaters Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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