9329 Headwaters Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 9329 Headwaters Rd, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,090 sqft · built 2003
Lot Size	10.1 acres (440,392 sqft)
Owner	Trust Name on File
Last Sale	$469,000 (May 2020)
Tax Bill	$4,790 (2026)
Deeds & Mortgages	May 2020 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12 64 1 32`

Property Details

APN / Parcel Number

Primary APN	`12 64 1 32`
Alternative APN	`168710`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,090 sqft Heated Area
Gross Area	6,958 sqft
1st Floor Area	2,280 sqft
Upper Floors Area	810 sqft
Basement Area	2,280 sqft
Finished Basement	1,632 sqft
Unfinished Basement	648 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	440,392 sqft (10.1 acres)

Exterior Amenities

Porch	Slab
Porch Area	450 sqft
Deck Area	1,138 sqft
Patio Area	1,138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	168710
Street Address	9329 HEADWATERS RD
City	LENOIR
State	NC
Zip	28645-8850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1988 PG 1134 YR 2020 ST 938.00
Jurisdiction	CALDWELL NC
Township / Civil Division	PATTERSON
Census Block Group	2
Census Block	2012
Census Tract	31000

Owner

9329 Headwaters Rd is held in a trust since May 2020.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	3318 W FRIENDLY AVE, 300, GREENSBORO, NC 27410-4885
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK
May 18, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2020 · Amount on File
Deed Sale	May 18, 2020 · Amount on File
Prior Sale	Oct 30, 2003 · Amount on File
Deed Document Number	202010044113
Deed Book / Page	1988 / 1134
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	9329 HEADWATERS RD, LENOIR, NC 28645-8850
Document Number	0010044114
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9329 HEADWATERS RD LENOIR NC 28645, LENOIR, NC 28645

Mortgage

Document Number	0010044114
Date	May 18, 2020
Book Page	001988/001139
Instrument	10044114

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	May 18, 2020
Property Address	9329 HEADWATERS RD, LENOIR, NC 28645-8850
Document Number	0010044113
Book / Page	001988 / 001134
Instrument Date	May 13, 2020
Instrument	10044113
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$938.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3318 W FRIENDLY AVE #300 GREENSBORO NC 274104885, 300, GREENSBORO, NC 27410-4885

Mortgage

Document Number	10044114
Date	May 18, 2020
Book Page	001988/001139
Instrument	10044114

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 9329 Headwaters Rd was $4,790, down 21.9% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,790.00 (-21.86%)	$819,700 (-) Land $119,800 Building $699,900
2025	$6,130.00	$819,700 Land $119,800 Building $699,900	$819,700 Land $119,800 Building $699,900
2023		$536,500 (-) Land $119,800 Building $416,700	$536,500 (-) Land $119,800 Building $416,700
2022	$3,900.00	$536,500 Land $119,800 Building $416,700	$536,500 Land $119,800 Building $416,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9329 Headwaters Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9329 Headwaters Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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