Indian River County property record for 936 Tides Rd, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,332 sqft · built 1969 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,000 (Dec 2022) |
| Tax Bill | $8,038 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-40-29-00001-0020-00005.0 |
| Primary APN | 32-40-29-00001-0020-00005.0 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,332 sqft Living Area |
| Gross Area | 1,584 sqft |
| 1st Floor Area | 1,332 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 137 ft deep x 80 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 936 TIDES RD |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-1261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SILVER SHORES UNIT NO 1 BLK 2 LOT 5 PBI 4-45 |
| Legal Range | 40E |
| Legal Township | 32S |
| Legal Section | 29 |
| Legal Subdivision | SILVER SHORES UNIT NO 1 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Legal Unit | NO |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 50505 |
Source: Indian River County records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 HOLMES AVE, BATAVIA, NY 14020-2728 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK |
| Dec 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Aug 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Feb 23, 2017 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2022 · Amount on Record |
| Deed Sale | Dec 9, 2022 · Amount on Record |
| Prior Sale | Aug 3, 2021 · Amount on Record |
| Deed Document Number | 202271079 |
| Deed Book / Page | 3588 / 1467 |
| Prior Transfer Date | Oct 13, 2015 |
| Prior Transfer Doc | 0028850781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jun 29, 2026 |
| Property Address | 936 TIDES RD, VERO BEACH, FL 32963-1261 |
| Document Number | 0000030956 |
| Book / Page | 3870 / 2288 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202630956 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 10 HOLMES AVE, BATAVIA, NY 14020-2728 |
| Investor | Possibly a Property Investor |
| Document Number | 0000030956, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 3870/2288 |
| Instrument | 202630956 |
| Name | SOUTH STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Dec 9, 2022 |
| Property Address | 936 TIDES RD, VERO BEACH, FL 32963-1261 |
| Document Number | 0035881467 |
| Book / Page | 3588 / 1467 |
| Map Reference | MB 4 PG 45 |
| Instrument Date | Dec 7, 2022 |
| Instrument | 3120220071079 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2022 |
| Title Company | PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4646 PEBBLE BAY S, VERO BEACH, FL 32963-1111 |
| Name | Verified Name |
|---|---|
| Address | 10 HOLMES AVE, BATAVIA, NY 14020-2728 |
| Document Number | 0035881469 |
|---|---|
| Date | Dec 9, 2022 |
| Instrument | 3588/1469 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Jan 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 12.6% |
| Index | 1-Year T-Bill |
| Max Rate | 12.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Aug 3, 2021 |
| Property Address | 936 TIDES RD, VERO BEACH, FL 32963-1261 |
| Document Number | 0034492390 |
| Book / Page | 3449 / 2390 |
| Map Reference | MB 4 PG 45 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 3120210055167 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | SUPREME TITLE SOLUTIONS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,920.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6320 BELL ROAD, 6320, GLENN DALE, MD 20769 |
| Name | Verified Name |
|---|---|
| Address | 936 TIDES RD, VERO BEACH, FL 32963-1261 |
| Document Number | 34492392 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 3449/2392 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Feb 23, 2017 |
| Property Address | 936 TIDES RD, VERO BEACH, FL 32963-1261 |
| Document Number | 0030031091 |
| Book / Page | 003003 / 001091 |
| Instrument Date | Feb 21, 2017 |
| Instrument | 9923 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | OCEANSIDE TITLE AND ESCROW, OCEANSIDE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 936 TIDES RD VERO BEACH FL 329631261, VERO BEACH, FL 32963-1261 |
| Document Number | 30031093 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 003003/001093 |
| Instrument | 9924 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 22, 2047 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,038.00 (+6.34%) | $489,636 (+2.79%) Land $309,060 Building $180,576 | $489,636 (+2.79%) Land $309,060 Building $180,576 |
| 2023 | $7,559.00 (+46.35%) | $476,355 (+31.53%) Land $309,060 Building $167,295 | $476,355 (+31.53%) Land $309,060 Building $167,295 |
| 2022 | $5,165.00 | $362,166 Land $240,380 Building $121,786 | $362,166 Land $240,380 Building $121,786 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 479 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,484 units insured incl. 1,005 condo units |
| Nearby Flood Claims | 160 (1979–2024) |
| Claims Outside the SFHA | 112 of 160 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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