735 Tides Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 735 Tides Rd, Vero Beach, FL 32963 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,392 sqft · built 1980
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Company Names on File
Last Sale	$490,000 (Mar 2011)
Tax Bill	$7,185 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-40-29-00002-0000-00010.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-29-00002-0000-00010.0`
Alternative APN	`57080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,392 sqft Living Area
Gross Area	2,596 sqft
1st Floor Area	1,742 sqft
2nd Floor Area	650 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	140 ft deep x 86 ft wide
View / Lot	Canal/Waterfront
Driveway	Concrete Driveway
Driveway Area	1,476 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	204 sqft
Deck Area	204 sqft
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	735 TIDES RD
City	VERO BEACH
State	FL
Zip	32963-1257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER SHORES UNIT NO 2 LOT 10 PBI 4-69
Legal Range	40E
Legal Township	32S
Legal Section	29
Legal Subdivision	SILVER SHORES UNIT NO 2
Legal Block	2
Legal Lot Number	10
Legal Unit	NO
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2017
Census Tract	50505

Owner

Source: Indian River County records · APN 32-40-29-00002-0000-00010.0

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	735 TIDES RD, VERO BEACH, FL 32963-1257
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2017	Deed of Trust, Mortgage · ARM AMERICAN INTERNET MORTGAGE INC
Aug 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 2011 · Amount on Record
Deed Sale	Mar 16, 2011 · Amount on Record
Prior Sale	Jun 29, 2001 · Amount on Record
Deed Document Number	20112126172
Deed Book / Page	2484 / 1204
Last Transfer Date	Nov 14, 2024
Transfer Doc	0037370287
Record Updated	Jun 08, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	735 TIDES RD, VERO BEACH, FL 32963-1257
Transaction Type	Mortgage
Record Updated	Dec 06, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030411920
Date	Jul 19, 2017
Book Page	3041/1920
Instrument	3120170041762

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 01, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	735 TIDES RD, VERO BEACH, FL 32963-1257
Transaction Type	Mortgage
Record Updated	Dec 06, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033250208
Date	Aug 04, 2020
Book Page	3325/208
Instrument	3120200044679

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,185.00 (+10.08%)	$477,356 (+5.99%)	$893,905 (+6.38%) Land $662,855 Building $231,050
2023	$6,527.00 (+3.05%)	$450,391 (+3%)	$840,263 (+60.12%) Land $626,029 Building $214,234
2022	$6,334.00	$437,273	$524,762 Land $368,252 Building $156,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610505052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 479 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,484 units insured 1,005 under condo master policies
Nearby Flood Claims	160 (1979–2024)
Claims Outside the SFHA	112 of 160
Most Recent Claim	Oct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm	Hurricane Milton, Oct 2024 · 3 claims Hurricane Frances, Sep 2004 · 126 claims Hurricane Irene, Oct 1999 · 7 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 189 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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