Indian River County property record for 925 Tides Rd, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,266 sqft · built 1977 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $475,000 (Jul 2019) |
| Tax Bill | $4,768 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-40-29-00001-0010-00004.0 |
| Primary APN | 32-40-29-00001-0010-00004.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,266 sqft Living Area |
| Gross Area | 2,034 sqft |
| 1st Floor Area | 1,266 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 136 ft deep x 80 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Driveway | Brick Driveway |
| Driveway Area | 1,290 sqft |
| Porch | Screened Porch |
| Porch Area | 424 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 925 TIDES RD |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-1262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SILVER SHORES UNIT NO 1 BLK 1 LOT 4 PBI 4-45 |
| Legal Range | 40E |
| Legal Township | 32S |
| Legal Section | 29 |
| Legal Subdivision | SILVER SHORES UNIT NO 1 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Legal Unit | NO |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 50505 |
Source: Indian River County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 925 TIDES RD, VERO BEACH, FL 32963-1262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Jul 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage MARINE BANK & TRUST COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2019 · Amount on Record |
| Deed Sale | Jul 22, 2019 · Amount on Record |
| Prior Sale | Jul 5, 2017 · Amount on Record |
| Deed Document Number | 201943181 |
| Deed Book / Page | 3224 / 2135 |
| Prior Transfer Date | Mar 11, 2009 |
| Prior Transfer Doc | 0023270041 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 925 TIDES RD, VERO BEACH, FL 32963-1262 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 925 TIDES RD, VERO BEACH, FL 32963-1262 |
| Document Number | 0038191906 |
|---|---|
| Date | Nov 20, 2025 |
| Book Page | 3819/1906 |
| Instrument | 3120250057333 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jul 22, 2019 |
| Property Address | 925 TIDES RD, VERO BEACH, FL 32963-1262 |
| Document Number | 0032242135 |
| Book / Page | 003224 / 002135 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 43181 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2019 |
| Title Company | SUPREME TITLE SOLUTIONS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,325.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 925 TIDES RD VERO BEACH FL 329631262, VERO BEACH, FL 32963-1262 |
| Document Number | 32242137 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 003224/002137 |
| Instrument | 43182 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2049 |
| Document Number | 32281586, |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 003228/001586 |
| Instrument | 46443 |
| Name | CHAPIN JANE S 2001 TRUST (PT) |
|---|---|
| Address | 5870 SILVERADO TRL, NAPA, CA 94558-9418 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jul 21, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jul 5, 2017 |
| Property Address | 925 TIDES RD, VERO BEACH, FL 32963-1262 |
| Document Number | 0030380117 |
| Book / Page | 3038 / 0117 |
| Map Reference | MB4 PG45 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 3120170038589 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,793.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 657 LAKE DR, 657, VERO BEACH, FL 32963-2166 |
| Name | Verified Name |
|---|---|
| Address | 925 TIDES RD, VERO BEACH, FL 32963-1262 |
| Document Number | 30380119 |
|---|---|
| Date | Jul 5, 2017 |
| Instrument | 3038/0119 |
| Name | MARINE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,768.00 (+11.01%) Homeowner's exemption | $325,121 (+5.99%) | $561,444 (+3.52%) Land $306,000 Building $255,444 |
| 2023 | $4,295.00 (+3.17%) | $306,755 (+3%) | $542,369 (+32.36%) Land $306,000 Building $236,369 |
| 2022 | $4,163.00 | $297,821 | $409,769 Land $238,000 Building $171,769 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 479 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,484 units insured incl. 1,005 condo units |
| Nearby Flood Claims | 160 (1979–2024) |
| Claims Outside the SFHA | 112 of 160 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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