936 S Gardner Dr, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 936 S Gardner Dr, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,143 sqft · built 1977
Lot Size	0.191 acres (8,307 sqft)
Owner	Individual Name on Record
Last Sale	$316,000 (Aug 2021)
Tax Bill	$4,228 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-23-255-011-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-23-255-011-000`
Alternative APN	`33868`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,143 sqft Finished Area
1st Floor Area	1,143 sqft
Basement Area	1,125 sqft
Finished Basement	975 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,307 sqft (0.191 acres)
Lot Dimensions	117 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	33868
Street Address	936 S GARDNER DR
City	SIOUX FALLS
State	SD
Zip	57103-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLOCK 18 GRANDVIEW PARK ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	PARK ADDN
Legal Block	18
Legal Lot Number	21
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1004
Census Tract	407

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	936 S GARDNER DR, SIOUX FALLS, SD 57103-3029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2018	Deed of Trust, Mortgage CU MORTGAGE DIRECT
Aug 4, 2021	Warranty Deed, Transfer · VA Mortgage PLAINS COMMERCE BANK
Aug 14, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2021 · Amount on Record
Deed Sale	Aug 4, 2021 · Amount on Record
Prior Sale	Aug 14, 2018 · Amount on Record
Deed Book / Page	606-D / 931
Prior Transfer Date	Mar 31, 2015
Prior Transfer Doc	000561/540
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	936 S GARDNER DR, SIOUX FALLS, SD 57103-3029
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001815/0000000109
Date	Mar 14, 2018
Book Page	0000001815/0000000109
Instrument	000000705133

Lender

Name	CU MORTGAGE DIRECT

Agreement

Amount	Amount Recorded
Term	346 Months
Due	Jan 1, 2047

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 4, 2021
Property Address	936 S GARDNER DR, SIOUX FALLS, SD 57103-3029
Document Number	606DEED/931
Book / Page	606 DEED / 931
Instrument Date	Jun 14, 2021
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$316.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	936 S GARDNER DR, SIOUX FALLS, SD 57103-3029

Mortgage

Document Number	1930MTG309
Date	Aug 4, 2021
Instrument	1930 MTG/309

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 14, 2018
Property Address	936 S GARDNER DR, SIOUX FALLS, SD 57103-3029
Document Number	584DEED/0527
Book / Page	584 DEED / 0527
Instrument Date	Aug 6, 2018
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	936 S GARDNER DR, SIOUX FALLS, SD 57103-3029

Mortgage

Document Number	1845MTG369
Date	Aug 14, 2018
Instrument	1845 MTG/369

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2038

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,250 (-1.1%) Land $30,857 Building $279,393	$310,250 Land $30,857 Building $279,393
2025	$4,228.00	$313,700 (+1.65%) Land $31,200 Building $282,500
2024	$4,228.00 (+3.93%)	$308,600 (+13.29%) Land $31,200 Building $277,400
2022	$4,068.00	$272,400 Land $31,200 Building $241,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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