929 S Gardner Dr, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 929 S Gardner Dr, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,062 sqft · built 1975
Lot Size	0.21 acres (9,126 sqft)
Owner	2 Trust Names on Record
Tax Bill	$3,498 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2023 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-23-254-017-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-23-254-017-000`
Alternative APN	`33796`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,062 sqft Finished Area
1st Floor Area	1,062 sqft
Basement Area	1,040 sqft
Finished Basement	812 sqft
Family Room	Family Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,126 sqft (0.21 acres)
Lot Dimensions	117 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	33796
Street Address	929 S GARDNER DR
City	SIOUX FALLS
State	SD
Zip	57103-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLOCK 15 GRANDVIEW PARK ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	PARK ADDN
Legal Block	15
Legal Lot Number	18
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1007
Census Tract	407

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	929 S GARDNER DR, SIOUX FALLS, SD 57103-3028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 16, 2023	Warranty Deed, Transfer · Line of Credit AMERICAN STATE BANK
May 3, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2023
Deed Sale	Oct 24, 2023
Prior Sale	Oct 13, 2023 · Amount on Record
Deed Book / Page	622-D / 686
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	929 S GARDNER DR, SIOUX FALLS, SD 57103-3028
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4316 E 26TH ST 44, 44, SIOUX FALLS, SD 57103-4125

Mortgage

Document Number	MTG1976/235
Date	Oct 13, 2023
Book Page	MTG 1976/235

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 16, 2023
Property Address	929 S GARDNER DR, SIOUX FALLS, SD 57103-3028
Document Number	620DEED/428
Book / Page	620 DEED / 428
Instrument Date	Jun 12, 2023
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48102 SPRING VALLEY PL, BRANDON, SD 57005-7208

Mortgage

Document Number	1970MTG930
Date	Jun 16, 2023
Instrument	1970 MTG/930

Lender

Name	AMERICAN STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	May 3, 2021
Property Address	929 S GARDNER DR, SIOUX FALLS, SD 57103-3028
Document Number	604DEED/358
Book / Page	604 DEED / 358
Instrument Date	Apr 29, 2021
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	802 S WALLACE ST, 802, PARKSTON, SD 57366-2249

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	929 S GARDNER DR, SIOUX FALLS, SD 57103-3028

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,579 (-1.1%) Land $33,230 Building $220,349	$253,579 Land $33,230 Building $220,349
2025	$3,498.00	$256,400 (-3.06%) Land $33,600 Building $222,800
2024	$3,498.00 (+1.98%)	$264,500 (+16.42%) Land $33,600 Building $230,900
2022	$3,430.00	$227,200 Land $33,600 Building $193,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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