924 S Gardner Dr, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 924 S Gardner Dr, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,452 sqft · built 1978
Lot Size	0.191 acres (8,307 sqft)
Owner	2 Trust Names on Record
Tax Bill	$4,542 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-23-255-008-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-23-255-008-000`
Alternative APN	`33871`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,452 sqft Finished Area
1st Floor Area	1,452 sqft
Basement Area	1,004 sqft
Finished Basement	803 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,307 sqft (0.191 acres)
Lot Dimensions	117 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	244 sqft
Patio Area	428 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	33871
Street Address	924 S GARDNER DR
City	SIOUX FALLS
State	SD
Zip	57103-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 BLOCK 18 GRANDVIEW PARK ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	PARK ADDN
Legal Block	18
Legal Lot Number	24
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1004
Census Tract	407

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	924 S GARDNER DR, SIOUX FALLS, SD 57103-3029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage EXPLORERS CU
Nov 6, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 2, 2020	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Sep 25, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 18, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	924 S GARDNER DR, SIOUX FALLS, SD 57103-3029
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 S GARDNER DR, SIOUX FALLS, SD 57103-3029

Mortgage

Document Number	1954MTG/337
Date	Jun 13, 2022
Book Page	1954 MTG/337

Lender

Name	EXPLORERS CU
Type	Credit Union
Address	YANKTON, SD 57078

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2032

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	924 S GARDNER DR, SIOUX FALLS, SD 57103-3029
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1871MTG/0222
Date	Nov 6, 2019
Book Page	1871 MTG/0222

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Oct 15, 2034

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	924 S GARDNER DR, SIOUX FALLS, SD 57103-3029
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 S GARDNER DR, SIOUX FALLS, SD 57103-3029

Mortgage

Document Number	1896MTG/693
Date	Sep 2, 2020
Book Page	1896 MTG/693

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Aug 20, 2035

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	924 S GARDNER DR, SIOUX FALLS, SD 57103-3029
Transaction Type	Mortgage
Record Updated	Oct 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1847MTG/812
Date	Sep 25, 2018
Book Page	1847 MTG/812

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Aug 26, 2033

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	924 S GARDNER DR, SIOUX FALLS, SD 57103-3029
Transaction Type	Mortgage
Record Updated	Oct 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1847MTG/417
Date	Sep 18, 2018
Book Page	1847 MTG/417

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,986 (-1.1%) Land $30,857 Building $303,129	$333,986 Land $30,857 Building $303,129
2025	$4,542.00	$337,700 (+1.63%) Land $31,200 Building $306,500
2024	$4,542.00 (+5.95%)	$332,300 (+15.54%) Land $31,200 Building $301,100
2022	$4,287.00	$287,600 Land $31,200 Building $256,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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