936 Cabernet Dr, Berea, KY 40403 Property Records

Madison County property record for 936 Cabernet Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	2,568 sqft
Lot Size	0.519 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$428,000 (Nov 2023)
Tax Bill	$3,573 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0073-0032-0088`

Property Details

APN / Parcel Number

Primary APN	`0073-0032-0088`
Alternative APNs	`119424` `91908` `65597`

Interior

Stories	1 Story
Building Area	2,568 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	22,651 sqft (0.519 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	65597
Street Address	936 CABERNET DR
City	BEREA
State	KY
Zip	40403-9179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARD ESTS LOT 88 PH 1
Legal Subdivision	VINEYARD
Legal Phase	1
Legal Lot Number	88
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1095
Census Tract	11202

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	936 CABERNET DR, BEREA, KY 40403-9179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Nov 13, 2023	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Sep 15, 2022	Deed, Transfer · FHA Mortgage FIFTH THIRD BANK NA
Jun 14, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BRAD WARFORD ETAL

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 13, 2023 · Amount on Record
Deed Sale	Nov 13, 2023 · Amount on Record
Prior Sale	Sep 15, 2022 · Amount on Record
Deed Document Number	2014177318
Deed Book / Page	D845 / 715
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	936 CABERNET DR, BEREA, KY 40403-9179
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	936 CABERNET DR, BEREA, KY 40403-9179

Mortgage

Document Number	0M2437/391
Date	Jan 7, 2026
Book Page	M2437/391
Instrument	2014309914

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Nov 13, 2023
Property Address	936 CABERNET DR, BEREA, KY 40403-9179
Document Number	00D845/715
Book / Page	D845 / 715
Map Reference	CAB 24 SL 89
Instrument Date	Nov 9, 2023
Instrument	2014177318
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$428.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 LANDON CT, FLORENCE, KY 41042-9461

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	936 CABERNET DR, BEREA, KY 40403-9179

Mortgage

Document Number	2014177319
Date	Nov 13, 2023
Instrument	2014177319

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 15, 2022
Property Address	936 CABERNET DR, BEREA, KY 40403-9179
Document Number	00D829/161
Book / Page	D829 / 161
Map Reference	CAB 24 SL 135
Instrument Date	Aug 22, 2022
Instrument	2014111465
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 CHERRY RD, BEREA, KY 40403-1635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	936 CABERNET DR, BEREA, KY 40403-9179

Mortgage

Document Number	2014111467
Date	Sep 15, 2022
Instrument	2014111467

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jun 14, 2022
Property Address	936 CABERNET DR, BEREA, KY 40403-9179
Document Number	00D824/559
Book / Page	D824 / 559
Map Reference	MB 30 PG 69
Instrument Date	Jun 9, 2022
Instrument	2014096100
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2276 PAINT LICK RD, PAINT LICK, KY 40461-4909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	936 CABERNET DR, BEREA, KY 40403-9179

Mortgage

Document Number	2014096101
Date	Jun 14, 2022
Instrument	2014096101

Lender

Name	BRAD WARFORD ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,573.00 (-17.22%) Homeowner's exemption	$428,000 (-3.82%)	$428,000 (-3.82%)
2023	$4,316.00 (+144.39%)	$445,000 (+100.45%)	$445,000 (+100.45%)
2022	$1,766.00 Homeowner's exemption	$222,000	$222,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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