932 Cabernet Dr, Berea, KY 40403 Property Records

Madison County property record for 932 Cabernet Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$323,000 (May 2021)
Tax Bill	$3,045 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0073-0032-0086`

Property Details

APN / Parcel Number

Primary APN	`0073-0032-0086`
Alternative APNs	`131992` `94837` `61815`

Exterior

Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Account Number	61815
Street Address	932 CABERNET DR
City	BEREA
State	KY
Zip	40403-9179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARD EST LOT 86 PH 1
Legal Subdivision	VINEYARD
Legal Phase	1
Legal Lot Number	86
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1095
Census Tract	11202

Owner

Source: Madison County records · APN 0073-0032-0086

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	932 CABERNET DR, BEREA, KY 40403-9179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 12, 2021 · Amount on Record
Deed Sale	May 12, 2021 · Amount on Record
Deed Document Number	2014036494
Deed Book / Page	D805 / 59
Record Updated	Jun 08, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 12, 2021
Property Address	932 CABERNET DR, BEREA, KY 40403-9179
Document Number	000D805/59
Book / Page	D805 / 59
Map Reference	MB P24 PG 135
Instrument Date	May 11, 2021
Instrument	2014036494
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$323.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	932 CABERNET DR, BEREA, KY 40403-9179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 PALOMINO DR # C, C, RICHMOND, KY 40475

Mortgage

Document Number	2014036495
Date	May 12, 2021
Instrument	2014036495

Lender

Name	WHITAKER BANK INC
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,045.00 (-2.81%) Additional exemption filed	$323,000 (-)	$323,000 (-)
2023	$3,133.00	$323,000	$323,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Uniti Group DSL	100 / 20

Based on FCC filings for 45 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.