Montcalm County property record for 9350 E Spencer Rd, Crystal, MI 48818 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,536 sqft · built 1997 |
| Lot Size | 4.81 acres (209,741 sqft) |
| Owner | Individual Name on File |
| Last Sale | $253,000 (May 2023) |
| Tax Bill | $3,208 (2025) |
| Deeds & Mortgages | Dec 2006 Mortgage Mar 2019 Refinance + 6 more |
| APN | 005-003-008-33 |
| Primary APN | 005-003-008-33 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,536 sqft Building Perimeter |
| 1st Floor Area | 1,536 sqft |
| Basement Area | 1,536 sqft |
| Unfinished Basement | 1,536 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 209,741 sqft (4.81 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 9350 E SPENCER RD |
|---|---|
| City | CRYSTAL |
| State | MI |
| Zip | 48818-9750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPLIT ON 2/20/1998 FROM 005-003-008-30; E 1/2 OF FOLLOWING DESC PARCEL: PART OF NE 1/4 OF SW 1/4 COM AT W 1/4 COR OF SEC 3; T |
| Legal Range | 05W |
| Legal Township | 10N |
| Legal Section | 03 |
| Legal Subdivision | CRYSTAL TOWNSHIP |
| Jurisdiction | MONTCALM MI |
| Township / Civil Division | CRYSTAL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 970900 |
Source: Montcalm County records · APN 005-003-008-33
Assessment roll updated July 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9350 E SPENCER RD, CRYSTAL, MI 48818-9750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2006 | Deed of Trust, Mortgage CHEMICAL BANK |
| Mar 13, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance THE HUNTINGTON NATIONAL BANK |
| Dec 12, 2025 | Warranty Deed, Transfer PLACER TITLE AGENCY, ACKER TITLE AGENCY |
| Jun 03, 2025 | Intrafamily Transfer, Transfer COMMUNITY FIRST FCU |
| May 30, 2025 | Affidavit, Transfer BEST HMS TITLE AGENCY LLC, BEST HOMES TITLE AGENCY LLC |
| May 16, 2023 | Warranty Deed, Transfer · Balloon Mortgage COMMUNITY FIRST FEDERAL CREDIT UNIO |
| Sep 07, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Dec 29, 2010 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 16, 2023 · Amount on Record |
| Deed Sale | May 16, 2023 · Amount on Record |
| Prior Sale | Apr 12, 1997 |
| Deed Document Number | 20234900 |
| Prior Transfer Date | Aug 30, 2021 |
| Prior Transfer Doc | 2021R12597 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 9350 E SPENCER RD, CRYSTAL, MI 48818-9750 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01339/0966 |
|---|---|
| Date | Dec 21, 2006 |
| Book Page | 1339/0966 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | STANTON, MI 48888 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Jan 01, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 9350 E SPENCER RD, CRYSTAL, MI 48818-9750 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2019R03084 |
|---|---|
| Date | Mar 13, 2019 |
| Instrument | 2019R-03084 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Dec 12, 2025 |
| Property Address | 9350 E SPENCER RD, CRYSTAL, MI 48818-9750 |
| Document Number | 2025R12914 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 2025R-12914 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | PLACER TITLE AGENCY, ACKER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9350 E SPENCER RD, CRYSTAL, MI 48818-9750 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Jun 03, 2025 |
| Property Address | 9350 E SPENCER RD, CRYSTAL, MI 48818-9750 |
| Document Number | 2025R05994 |
| Instrument Date | May 30, 2025 |
| Instrument | 2025R-05994 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | BEST HMS TITLE AGENCY LLC, BEST HOMES TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9350 E SPENCER RD, CRYSTAL, MI 48818-9750 |
| Document Number | 2025R05995 |
|---|---|
| Date | Jun 03, 2025 |
| Instrument | 2025R-05995 |
| Name | COMMUNITY FIRST FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | May 30, 2025 |
| Property Address | 9350 E SPENCER RD, CRYSTAL, MI 48818-9750 |
| Document Number | 2025R05867 |
| Instrument Date | May 28, 2025 |
| Instrument | 2025R-05867 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | BEST HMS TITLE AGENCY LLC, BEST HOMES TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | May 16, 2023 |
| Property Address | 9350 E SPENCER RD, CRYSTAL, MI 48818-9750 |
| Document Number | 2023R04900 |
| Instrument Date | May 12, 2023 |
| Instrument | 2023R-04900 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 520 SMITH ST, CRYSTAL, MI 48818-9785 |
| Document Number | 2023R04901 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 2023R-04901 |
| Name | COMMUNITY FIRST FEDERAL CREDIT UNIO |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jun 01, 2028 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Sep 07, 2021 |
| Property Address | 9350 E SPENCER RD, CRYSTAL, MI 48818-9750 |
| Document Number | 2021R12597 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021R12597 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9350 E SPENCER RD, CRYSTAL, MI 48818-9750 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Dec 29, 2010 |
| Property Address | 9350 E SPENCER RD, CRYSTAL, MI 48818-9750 |
| Document Number | 01497/1258 |
| Book / Page | 1497 / 1258 |
| Instrument Date | Dec 23, 2010 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6899 E PAKES RD, CRYSTAL, MI 48818-9737 |
| Name | Verified Name |
|---|---|
| Address | 9350 E SPENCER RD, CRYSTAL, MI 48818-9750 |
Source: Montcalm County records · Assessment roll updated July 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Montcalm County |
| County Subdivision | Crystal Township |
| Unified School District | Carson City-Crystal Area School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,200 (+14.85%) | $278,400 (+14.85%) | |
| 2025 | $3,208.00 (+2.72%) | $121,200 (+31.74%) | $242,400 (+163.48%) |
| 2024 | $3,123.00 | ||
| 2023 | $92,000 | $92,000 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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