Montcalm County property record for 9294 E Spencer Rd, Crystal, MI 48818 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,352 sqft · built 2006 |
| Lot Size | 4.93 acres (214,925 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $4,000 (Dec 1999) |
| Tax Bill | $2,760 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Jul 2020 Refinance |
| APN | 005-003-008-34 |
| Primary APN | 005-003-008-34 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,352 sqft Building Perimeter |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,176 sqft |
| Unfinished Basement | 1,176 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 214,925 sqft (4.93 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 9294 E SPENCER RD |
|---|---|
| City | CRYSTAL |
| State | MI |
| Zip | 48818-9750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPLIT ON 2/20/1998 FROM 005-003-008-30; W 1/2 OF FOLLOWING DESC PARCEL: PART OF NE 1/4 OF SW 1/4 COM AT W 1/4 COR OF SEC 3; T |
| Legal Range | 05W |
| Legal Township | 10N |
| Legal Section | 03 |
| Jurisdiction | MONTCALM MI |
| Township / Civil Division | CRYSTAL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 970900 |
Source: Montcalm County records · APN 005-003-008-34
Assessment roll updated July 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9294 E SPENCER RD, CRYSTAL, MI 48818-9750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SIDNEY STATE BANK |
| Jul 17, 2020 | Quit Claim Deed, Transfer · Stand-Alone Refinance SIDNEY STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 08, 1999 · Amount on Record |
| Deed Sale | Dec 08, 1999 · Amount on Record |
| Deed Book / Page | 893 / 28 |
| Last Transfer Date | Jun 23, 2020 |
| Transfer Doc | 2020R07622 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 9294 E SPENCER RD, CRYSTAL, MI 48818-9750 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021R14739 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021R-14739 |
| Name | SIDNEY STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 49 Months |
| Due | Nov 01, 2025 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Jul 17, 2020 |
| Property Address | 9294 E SPENCER RD, CRYSTAL, MI 48818-9750 |
| Document Number | 2020R07621 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 2020R07621 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9294 E SPENCER RD, CRYSTAL, MI 48818-9750 |
| Document Number | 2020R07622 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 2020R-07622 |
| Name | SIDNEY STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 73 Months |
| Due | Aug 01, 2026 |
Source: Montcalm County records · Assessment roll updated July 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Montcalm County |
| County Subdivision | Crystal Township |
| Unified School District | Carson City-Crystal Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $187,700 (+4.57%) | $375,400 (+4.57%) | |
| 2025 | $2,760.00 (+2.72%) | $179,500 (+20.63%) | $359,000 (+141.26%) |
| 2024 | $2,687.00 | ||
| 2023 | $148,800 | $148,800 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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