9243 E Spencer Rd, Crystal, MI 48818 Property Records

Montcalm County property record for 9243 E Spencer Rd, Crystal, MI 48818 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,700 sqft · built 2006
Lot Size	12.8 acres (559,310 sqft)
Owner	Individual Name on File
Last Sale	$38,225 (Jun 2009)
Tax Bill	$3,193 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
APN	`005-003-017-35`

Property Details

APN / Parcel Number

Primary APN	`005-003-017-35`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Building Area	1,700 sqft Building Perimeter
1st Floor Area	1,700 sqft
Basement Area	1,700 sqft
Unfinished Basement	1,700 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	559,310 sqft (12.8 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9243 E SPENCER RD
City	CRYSTAL
State	MI
Zip	48818-9750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT SW COR OF S 1/2 OF NW 1/4; TH N 1321.34 FT; E 1105.88 FT TO POB; TH CONT E 450 FT; S 1321.34 FT M/L TO S LINE OF SD S
Legal Range	05W
Legal Township	10N
Legal Section	03
Jurisdiction	MONTCALM MI
Township / Civil Division	CRYSTAL
Census Block Group	2
Census Block	2000
Census Tract	970900

Owner

Source: Montcalm County records · APN 005-003-017-35

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9243 E SPENCER RD, CRYSTAL, MI 48818-9750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 08, 2009 · Amount on Record
Deed Sale	Jun 08, 2009 · Amount on Record
Prior Sale	Apr 30, 2009
Deed Book / Page	1445 / 168
Last Transfer Date	Jun 27, 2011
Transfer Doc	1514/0265
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	9243 E SPENCER RD, CRYSTAL, MI 48818-9750
Transaction Type	Mortgage
Record Updated	Oct 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0201710014
Date	Sep 13, 2017
Book Page	2017/10014

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montcalm County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Crystal Township
Unified School District	Carson City-Crystal Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,100 (+6.91%)	$436,200 (+6.91%)
2025	$3,193.00 (+2.73%)	$204,000 (+23.41%)	$408,000 (+146.82%)
2024	$3,108.00
2023		$165,300	$165,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.