9343 Cook Rd, Gaines, MI 48436 Property Records

Genesee County property record for 9343 Cook Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,560 sqft · built 1900
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Feb 2022)
Tax Bill	$3,007 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-27-100-008`

Property Details

APN / Parcel Number

Primary APN	`10-27-100-008`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9343 COOK RD
City	GAINES
State	MI
Zip	48436-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	W 5 A OF E 15 A OF N 1/2 OF N 1/2 OF NW 1/4 SEC 27 T6N R5E 5 A (77)
Legal Range	05E
Legal Township	06N
Legal Section	27
Jurisdiction	GENESEE MI
Township / Civil Division	GAINES
Census Block Group	2
Census Block	2018
Census Tract	12801

Owner

9343 Cook Rd is owned and occupied by an individual who bought it in February 2022.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	9343 COOK RD, GAINES, MI 48436-9711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 24, 2022	Warranty Deed, Transfer TRIBECA TITLE, TRIBE TITLE
Jan 14, 2021	Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP
Jul 25, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2022 · Amount on File
Deed Sale	Feb 24, 2022 · Amount on File
Prior Sale	Jan 14, 2021 · Amount on File
Deed Document Number	20229588
Prior Transfer Date	Jul 17, 2019
Prior Transfer Doc	0000050939
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	9343 COOK RD, GAINES, MI 48436-9711
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9354 WHITE LAKE RD, FENTON, MI 48430-8720

Mortgage

Document Number	0000011767
Date	Mar 8, 2022
Instrument	202203080011767

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Feb 24, 2022
Property Address	9343 COOK RD, GAINES, MI 48436-9711
Document Number	0000009588
Instrument Date	Feb 9, 2022
Instrument	202202240009588
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	TRIBECA TITLE, TRIBE TITLE

Transaction

Amount	Amount on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4040 E BRISTOL RD, 4040, BURTON, MI 48519-1402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9354 WHITE LAKE RD, FENTON, MI 48430-8720

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GENESEE MI
Recording Date	Jan 14, 2021
Property Address	9343 COOK RD, GAINES, MI 48436-9711
Document Number	0000003648
Instrument Date	Dec 10, 2020
Instrument	202101140003648
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	SERVICELINK LLC

Transaction

Amount	Amount on Record
Tax	$731.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 E BRISTOL RD, BURTON, MI 48519-1402
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003649
Date	Jan 14, 2021
Instrument	202101140003649

Lender

Name	LENDINGHOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 25, 2019
Property Address	9343 COOK RD, GAINES, MI 48436-9711
Document Number	0000050939
Instrument Date	Jul 17, 2019
Instrument	50939
Transaction Type	Foreclosure
Record Updated	Aug 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$853.88
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

The 2025 property tax bill for 9343 Cook Rd was $3,007 with a homeowner's exemption, up 2.8% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Gaines Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,200 (+5.98%) Land $28,500 Building $63,700	$184,400 (+5.98%) Land $57,000 Building $127,400
2025	$3,007.00 (+2.8%) Homeowner's exemption	$87,000	$174,000
2024	$2,925.00
2023		$76,800	$153,600
2019	$1,417.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9343 Cook Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2017)
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9343 Cook Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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