9391 Cook Rd, Gaines, MI 48436 Property Records

Genesee County property record for 9391 Cook Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,134 sqft · built 1976
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Jan 2019)
Tax Bill	$3,265 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-27-100-007`

Property Details

APN / Parcel Number

Primary APN	`10-27-100-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,134 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Lot Area	217,800 sqft (5 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9391 COOK RD
City	GAINES
State	MI
Zip	48436-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	W 5 A OF E 20 A OF N 1/2 OF N 1/2 OF NW 1/4 SEC 27 T6N R5E 5 A (77)
Legal Range	05E
Legal Township	06N
Legal Section	27
Legal Subdivision	CHIPPEWA HILLS NO 3
Jurisdiction	GENESEE MI
Township / Civil Division	GAINES
Census Block Group	2
Census Block	2018
Census Tract	12801

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9391 COOK RD, GAINES, MI 48436-9711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jan 11, 2019	Warranty Deed, Transfer · VA Mortgage CASON HM LNS
Mar 10, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2019 · Amount on Record
Deed Sale	Jan 11, 2019 · Amount on Record
Prior Sale	Sep 22, 2006 · Amount on Record
Deed Document Number	20191993
Prior Transfer Date	Jan 11, 2017
Prior Transfer Doc	0000016519
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	9391 COOK RD, GAINES, MI 48436-9711
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101220005390
Date	Jan 22, 2021
Instrument	202101220005390

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jan 11, 2019
Property Address	9391 COOK RD, GAINES, MI 48436-9711
Document Number	0000001993
Instrument Date	Jan 10, 2019
Instrument	1993
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15566 PINE CONE CT LINDEN MI 484518758, LINDEN, MI 48451-8758

Mortgage

Document Number	1994
Date	Jan 11, 2019
Instrument	1994

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33408

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2049

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Mar 10, 2021
Property Address	9391 COOK RD, GAINES, MI 48436-9711
Document Number	202103100016519
Instrument Date	Jan 11, 2017
Instrument	202103100016519
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	9391 COOK RD, GAINES, MI 48436-9711

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Gaines Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,800 (+6.72%) Land $28,500 Building $84,300	$225,600 (+6.72%) Land $57,000 Building $168,600
2025	$3,265.00 (+2.77%) Homeowner's exemption	$105,700 (+11.85%)	$211,400 (+11.85%)
2024	$3,177.00 (+80.1%)
2023		$94,500	$189,000
2019	$1,764.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2017)
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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