9247 Cook Rd, Gaines, MI 48436 Property Records

Genesee County property record for 9247 Cook Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,716 sqft · built 2003
Lot Size	1.46 acres (63,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (May 2021)
Tax Bill	$5,579 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-27-200-017`

Property Details

APN / Parcel Number

Primary APN	`10-27-200-017`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,716 sqft Living Area
1st Floor Area	936 sqft
Basement Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	63,598 sqft (1.46 acres)
Garage Area	1,536 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9247 COOK RD
City	GAINES
State	MI
Zip	48436-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	A PARCEL OF LAND BEG E 166.87 FT FROM N 1/4 COR OF SEC TH CONT E 166.88 FT TH S 1 DEG 12 MIN 39 SEC E 380 FT TH W 166.97 FT
Legal Range	05E
Legal Township	06N
Legal Section	27
Jurisdiction	GENESEE MI
Township / Civil Division	GAINES
Census Block Group	2
Census Block	2018
Census Tract	12801

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9247 COOK RD, GAINES, MI 48436-9711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC
May 4, 2021	Intrafamily Transfer, Transfer
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Aug 23, 2017	Warranty Deed, Transfer SARGENT TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2021 · Amount on Record
Deed Sale	May 4, 2021 · Amount on Record
Prior Sale	Aug 23, 2017 · Amount on Record
Deed Document Number	202143945
Prior Transfer Date	Apr 26, 2021
Prior Transfer Doc	0000043947
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 4, 2021
Property Address	9247 COOK RD, GAINES, MI 48436-9711
Document Number	202105040043945
Instrument Date	May 3, 2021
Instrument	202105040043945
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,924.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9247 COOK RD, 9247, GAINES, MI 48436-9711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2523 POLLOCK RD # RDT, RDT, GRAND BLANC, MI 48439-8320

Mortgage

Document Number	202105040043946
Date	May 4, 2021
Instrument	202105040043946

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	May 4, 2021
Property Address	9247 COOK RD, GAINES, MI 48436-9711
Document Number	202105040043947
Instrument Date	Apr 26, 2021
Instrument	202105040043947
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9247 COOK RD, 9247, GAINES, MI 48436-9711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9247 COOK RD, GAINES, MI 48436-9711

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	9247 COOK RD, GAINES, MI 48436-9711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034390
Date	May 6, 2020
Instrument	202005060034390

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 23, 2017
Property Address	9247 COOK RD, GAINES, MI 48436-9711
Document Number	201708230056338
Instrument Date	Aug 7, 2017
Instrument	201708230056338
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	SARGENT TITLE CO

Transaction

Amount	Amount Recorded
Tax	$2,253.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9247 COOK RD, 9247, GAINES, MI 48436-9711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7070 ESTATE HILL DR, SWARTZ CREEK, MI 48473-8804

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Gaines Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,800 (+6.24%) Land $18,800 Building $165,000	$367,600 (+6.24%) Land $37,600 Building $330,000
2025	$5,579.00 (+2.69%) Homeowner's exemption	$173,000 (+6.72%)	$346,000 (+6.72%)
2024	$5,433.00 (+50.42%)
2023		$162,100	$324,200
2019	$3,612.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2017)
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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